Hernando County property record for 8640 Bay Dr, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,614 sqft · built 2002 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (May 2016) |
| Tax Bill | $1,694 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5260-1726-0110 |
| Primary APN | R32-323-17-5260-1726-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 112 ft deep x 101 ft wide |
| Garage Area | 423 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 276 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 774 sqft |
| Deck Area | 108 sqft |
| Patio Area | 364 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00538920 |
|---|---|
| Street Address | 8640 BAY DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 26 BLK 1726 LOT 11 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | SPRING HILL UNIT 26 |
| Legal Block | 1726 |
| Legal Lot Number | 11 |
| Legal Unit | 26 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 41203 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8640 BAY DR, SPRING HILL, FL 34606-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2016 · Amount on File |
| Deed Sale | May 31, 2016 · Amount on File |
| Prior Sale | Nov 2, 2004 · Amount on File |
| Deed Document Number | 2016030001 |
| Deed Book / Page | 3363 / 1541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 8640 BAY DR, SPRING HILL, FL 34606-2120 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8640 BAY DR, SPRING HILL, FL 34606-2120 |
| Document Number | 0041270575 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 4127/575 |
| Instrument | 2022011849 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 8640 BAY DR, SPRING HILL, FL 34606-2120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036301764 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 3630/1764 |
| Instrument | 2018061121 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MID FLORIDA, FL 32745 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,694.00 (+1.74%) Additional exemption filed | $158,166 (+5.99%) | $300,440 (+5.25%) Land $39,511 Building $260,929 |
| 2023 | $149,231 (+3%) Land $149,231 | ||
| 2022 | $1,665.00 Homeowner's exemption | $144,884 | $285,452 Land $30,933 Building $254,519 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, Verizon.
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