864 Wilder Ave, Elyria, OH 44035 Property Records

Lorain County property record for 864 Wilder Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1963
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Aug 2026)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-027-103-038`

Property Details

APN / Parcel Number

Primary APN	`06-25-027-103-038`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	980 sqft
Basement Area	980 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	272 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	864 WILDER AVE
City	ELYRIA
State	OH
Zip	44035-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABBE KNOLLS 3 REV 52 X 135
Legal Subdivision	ABBE KNOLLS 3
Legal Tract	25
Legal Block	103
Legal Lot Number	187
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2001
Census Tract	70102

Owner

Source: Lorain County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	864 WILDER AVE, ELYRIA, OH 44035-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
May 26, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 24, 2022	Warranty Deed, Transfer GUARDIAN LAND TITLE, GUARDIAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	May 26, 2023 · Amount on Record
Deed Document Number	2026105877
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 3, 2026
Property Address	864 WILDER AVE, ELYRIA, OH 44035-3020
Document Number	0000105877
Instrument Date	Jul 25, 2026
Instrument	2026105877
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100,959.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 WILDER AVE, ELYRIA, OH 44035-3020

Mortgage

Document Number	0000105878,
Date	Aug 3, 2026
Instrument	2026105878

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 26, 2023
Property Address	864 WILDER AVE, ELYRIA, OH 44035-3020
Document Number	0000916943
Map Reference	VOL 23 PG 54
Instrument Date	May 24, 2023
Instrument	2023-0916943
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 WILDER AVE, ELYRIA, OH 44035-3020

Mortgage

Document Number	0000916944
Date	May 26, 2023
Instrument	2023-0916944

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 24, 2022
Property Address	864 WILDER AVE, ELYRIA, OH 44035-3020
Document Number	0000876613
Map Reference	VOL 23 PG 54
Instrument Date	May 18, 2022
Instrument	2022-0876613
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 TERRA LN, AMHERST, OH 44001-1645

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00	$56,880 (+0.01%) Land $8,520 Building $48,360	$162,500 (-) Land $24,330 Building $138,170
2024	$2,703.00 (+10.73%)	$56,875 (+30.11%) Land $8,516 Building $48,360	$162,500 (+30.11%) Land $24,330 Building $138,170
2023	$2,441.00 (+28.61%)	$43,712 (-0.02%) Land $9,377 Building $34,335	$124,890 (-) Land $26,790 Building $98,100
2022	$1,898.00	$43,720 Land $9,380 Building $34,340
2021			$124,890 Land $26,790 Building $98,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Aug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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