864 Travers St, Union, NJ 07083 Property Records

Union County and Union Township property record for 864 Travers St, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1954
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Apr 2010)
Tax Bill	$12,478 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00203-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`19-00203-0000-00027`
Alternative APN	`190020300027`

Interior

Stories	1 Story

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	864 TRAVERS ST
City	UNION
State	NJ
Zip	07083-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CONGRESS PARK
Legal Block	203
Legal Lot Number	27
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2011
Census Tract	33502

Owner

864 Travers St is owned and occupied by an individual who bought it in April 2010.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	864 TRAVERS ST, UNION, NJ 07083-7114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2010 · Amount on File
Deed Sale	Apr 7, 2010 · Amount on File
Prior Sale	Jan 8, 2002 · Amount on File
Deed Document Number	2010213854
Deed Book / Page	5810 / 350
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Apr 7, 2026
Property Address	864 TRAVERS ST, UNION, NJ 07083-7114
Document Number	0000091096
Book / Page	15784 / 2063
Instrument Date	Mar 30, 2026
Instrument	202691096
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 TRAVERS ST, UNION, NJ 07083-7114
Investor	Possibly a Property Investor

Mortgage

Document Number	0000091096,
Date	Apr 7, 2026
Book Page	15784/2063
Instrument	202691096

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	864 TRAVERS ST, UNION, NJ 07083-7114
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 TRAVERS ST, UNION, NJ 07083-7114

Mortgage

Document Number	0148433992
Date	Dec 23, 2020
Book Page	14843/3992
Instrument	706656

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	269 Months
Due	May 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	864 TRAVERS ST, UNION, NJ 07083-7114
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150222534
Date	Jul 29, 2021
Book Page	15022/2534
Instrument	17667

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 864 Travers St was $12,478, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,500 (-) Land $21,100 Building $32,400	$53,500 (-) Land $21,100 Building $32,400
2025	$12,478.00 (+4.35%)	$53,500 Land $21,100 Building $32,400	$53,500 Land $21,100 Building $32,400
2024	$11,958.00
2023		$53,500 Land $21,100 Building $32,400	$53,500 Land $21,100 Building $32,400
2022	$11,190.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 864 Travers St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 864 Travers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile, Verizon.

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