864 Tip Top Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 864 Tip Top Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 1987
Lot Size	1.28 acres (55,563 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (Aug 2021)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8575-87-5535-000`

Property Details

APN / Parcel Number

Primary APN	`8575-87-5535-000`
Alternative APN	`70538330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,144 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	55,563 sqft (1.28 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70538330
Street Address	864 TIP TOP RD
City	BREVARD
State	NC
Zip	28712-4179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIP TIP RD L-27
Legal Subdivision	ROCKY HILL ESTATES
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	1
Census Block	1055
Census Tract	960201

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	564 MAPLEWOOD RD, WAYNE, PA 19087-4719
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	20216414
Deed Book / Page	997 / 285
Prior Transfer Date	Oct 25, 2013
Prior Transfer Doc	0006750297
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	864 TIP TOP RD, BREVARD, NC 28712-4179
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008350234
Date	Mar 12, 2018
Book Page	835/234
Instrument	2018001157

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Aug 18, 2021
Property Address	864 TIP TOP RD, BREVARD, NC 28712-4179
Document Number	0009970285
Book / Page	997 / 285
Map Reference	FILE 1 SL 120-B
Instrument Date	Aug 13, 2021
Instrument	2021006414
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	864 TIP TOP RD, 864, BREVARD, NC 28712-4179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 MAPLEWOOD RD, WAYNE, PA 19087-4719

Mortgage

Document Number	2021006415
Date	Aug 18, 2021
Instrument	2021006415

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00	$444,970 (-) Land $40,000 Building $404,970	$444,970 (-) Land $40,000 Building $404,970
2025	$2,138.00 (+31.49%)	$444,970 (+80.11%) Land $40,000 Building $404,970	$444,970 (+80.11%) Land $40,000 Building $404,970
2023	$1,626.00	$247,060 Land $40,000 Building $207,060	$247,060 Land $40,000 Building $207,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Vyve Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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