864 Settlers Loop, Geneva, FL 32732 Property Records

Seminole County property record for 864 Settlers Loop, Geneva, FL 32732 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,594 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$620,000 (2024)
Tax Bill	$4,629.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-20-32-3AE-0360-0000`
Alternative APN	`2032103AE03600000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,594 sqft Living Area
1st Floor	2,282 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport Garage
Carport	Carport
Patio Area	156 sqft Patio
Porch Area	848 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	864 SETTLERS LOOP
City	GENEVA
State	FL
Zip	32732-9324
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 10 TWP 20S RGE 32E BEG 3038.805 FT N & 3156.397 FT E OF SW COR RUN E 717.94 FT S 63.43 FT S 38 DEG W 456.69 FT N 71 DEG 13 MIN 33 SEC W 461.32 FT N 274.83 FT TO BEG
Legal Range	32E
Legal Township	20S
Legal Section	10
Legal Subdivision	LAKE HARNEY ESTATES 5 ACRE DEVELOPMENT 2
Jurisdiction	SEMINOLE FL
Minor Civil Division	OVIEDO
Census Blockgroup	2
Census Block	2017
Census Tract	21201

Owner

Source: Seminole County records · APN 10-20-32-3AE-0360-0000

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	864 SETTLERS LOOP, GENEVA, FL 32732-9324
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	May 23, 2002 · Amount on Record
Deed Doc Number	202468385
Deed Book / Page	10669 / 1498
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jul 01, 2026
Property Address	864 SETTLERS LOOP, GENEVA, FL 32732-9324
Document Number	0000065760
Book / Page	11067 / 1940
Instrument Date	Jun 26, 2026
Instrument	202665760
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	UNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 SETTLERS LOOP, GENEVA, FL 32732-9324

Mortgage

Document Number	0000065760,
Date	Jul 01, 2026
Book Page	11067/1940
Instrument	202665760

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,629.00 (+54.82%)	$356,982	$461,780 (+22.93%) Land $130,000 Building $331,780
2023	$2,990.00 (+2.68%) Homeowner's exemption
2022	$2,912.00 Homeowner's exemption		$375,631 Land $90,000 Building $285,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	About 1 in 116 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.