864 Scott Dr, Elgin, IL 60123 Property Records

Kane County property record for 864 Scott Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,230 sqft · built 1960
Lot Size	0.282 acres (12,276 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Feb 2023)
Tax Bill	$6,549 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-106-029`

Property Details

APN / Parcel Number

Primary APN	`06-10-106-029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,230 sqft
Basement Area	1,230 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,276 sqft (0.282 acres)
Lot Dimensions	132 ft deep x 93 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	864 SCOTT DR
City	ELGIN
State	IL
Zip	60123-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 1 N 6 FT OF LOT 1 LOT 2 & S 7 FT OF LOT 3 & NE CORNER OF LOT 37 (BEING 46 FT NE LINE 6 FT E LINE 41 FT ON W LINE & 33 FT ON S LINE) (B) BLK 4
Legal Subdivision	EAGLE HEIGHTS
Legal Block	3
Legal Lot Number	1,2,3
Legal Unit	1-N
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	864 SCOTT DR, ELGIN, IL 60123-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Dec 4, 2014 · Amount on Record
Deed Document Number	20233968
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 7, 2023
Property Address	864 SCOTT DR, ELGIN, IL 60123-2043
Document Number	0000003968
Instrument Date	Jan 19, 2023
Instrument	2023K003968
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 SCOTT DR, ELGIN, IL 60123-2043

Mortgage

Document Number	0000003969
Date	Feb 7, 2023
Instrument	2023K003969

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	864 SCOTT DR, ELGIN, IL 60123-2043
Document Number	0000051064
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	PRIMARY TITLE SERVICES INC, PRIMARY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 SCOTT DR ELGIN IL 601232043, ELGIN, IL 60123-2043

Mortgage

Document Number	0000051064
Date	Oct 24, 2019
Instrument	51064

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 23, 2039

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,549.00 (+15.83%)	$93,851 (+8.57%) Land $28,988 Building $64,863	$281,666 (+8.57%) Land $86,999 Building $194,667
2024		$86,443 (+21.4%) Land $26,700 Building $59,743	$259,433 (+21.44%) Land $80,132 Building $179,301
2022	$5,654.00 (+4.63%) Homeowner's exemption	$71,208 (+6.96%) Land $21,994 Building $49,214	$213,624 (+6.96%) Land $65,982 Building $147,642
2021	$5,404.00 Homeowner's exemption	$66,575 Land $20,563 Building $46,012	$199,725 Land $61,689 Building $138,036

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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