864 Premier Dr, Panama City, FL 32401 Property Records

Bay County property record for 864 Premier Dr, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,260 sqft · built 1984
Lot Size	0.03 acres (1,306 sqft)
Owner	Company Name on Record
Tax Bill	$1,125 (2025)
Flood Zone	Zone X (minimal risk)
APN	`18053-026-000`

Property Details

APN / Parcel Number

Primary APN	`18053-026-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	600 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,306 sqft (0.03 acres)
Lot Dimensions	96 ft deep x 14 ft wide
Porch	Open Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	864 PREMIER DR
City	PANAMA CITY
State	FL
Zip	32401-6314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC05
Legal Description	5 4S 14W -19.18- 29B COM INT CENTERLINE OF SEC WITH N R/W 8TH E 66.08 N 514.19 SWLY 11.13 NWLY 84.48 FOR POB TH NWLY 14.12 NELY 96.08 SELY 14.10 SWLY 96.08 TO POB POB ORB 3559 P 300
Legal Range	14W
Legal Township	04S
Legal Section	05
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	2200

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	508 W BALDWIN RD, PANAMA CITY, FL 32405-3313
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 12, 2013
Transfer Doc	0035590300
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (-16.6%)	$71,245 (+12.53%) Land $20,000 Building $51,245	$71,245 (+12.53%) Land $20,000 Building $51,245
2024	$1,349.00 (+8.27%)
2023	$1,246.00 (+13.48%)	$63,312 (+15.23%) Land $16,162 Building $47,150	$63,312 (+15.23%) Land $16,162 Building $47,150
2022	$1,098.00	$54,942 Land $12,319 Building $42,623	$54,942 Land $12,319 Building $42,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 units insured incl. 8 condo units
Nearby Flood Claims	29 (1988–2020)
Claims Outside the SFHA	16 of 29
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 8 claims Hurricane Opal, Oct 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20