Lake County property record for 864 Osterman Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,536 sqft · built 1925 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jun 2023) |
| Tax Bill | $11,561 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-206-006 |
| Primary APN | 16-32-206-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,487 sqft |
| 1st Floor Area | 951 sqft |
| 2nd Floor Area | 585 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 951 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 785 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 864 OSTERMAN AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWIN P. OSTERMANS SUB LOT 5 |
| Legal Subdivision | EDWIN P. OSTERMANS SUB |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 864903 |
864 Osterman Ave is owned by two individuals who bought it in June 2023.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30015 N WAUKEGAN RD, 1-111, LAKE BLUFF, IL 60044-1000 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| May 4, 2020 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Oct 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Prior Sale | Oct 4, 2017 · Amount on File |
| Deed Document Number | 20237976561 |
| Prior Transfer Date | Jan 8, 2007 |
| Prior Transfer Doc | 0006131090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 5, 2023 |
| Property Address | 864 OSTERMAN AVE, DEERFIELD, IL 60015-4249 |
| Document Number | 0007976561 |
| Map Reference | DOC 156147 |
| Instrument Date | May 25, 2023 |
| Instrument | 7976561 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 864 OSTERMAN AVE, DEERFIELD, IL 60015-4249 |
| Name | Verified Name |
|---|---|
| Address | 864 OSTERMAN AVE, DEERFIELD, IL 60015-4249 |
| Document Number | 0007976562 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 7976562 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 864 OSTERMAN AVE, DEERFIELD, IL 60015-4249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007741546 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 7741546 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Change Frequency | Annually |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 864 OSTERMAN AVE, DEERFIELD, IL 60015-4249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007652782 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 7652782 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 864 OSTERMAN AVE, DEERFIELD, IL 60015-4249 |
| Document Number | 0007647409 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 864 OSTERMAN AVE DEERFIELD IL 600154249, DEERFIELD, IL 60015-4249 |
| Document Number | 0007647409 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 7647409 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 4, 2017 |
| Property Address | 864 OSTERMAN AVE, DEERFIELD, IL 60015-4249 |
| Document Number | 0007432913 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 7432913 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2045 N WESTERN AVE CHICAGO IL 606474167, CHICAGO, IL 60647-4167 |
| Document Number | 7432914 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 7432914 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,193 Land $36,958 Building $114,235 | $453,624 Land $110,885 Building $342,739 | |
| 2024 | $11,561.00 (+30.94%) | ||
| 2023 | $8,829.00 (+6.13%) | $120,297 (+21.22%) Land $33,831 Building $86,466 | $360,927 (+21.22%) Land $101,503 Building $259,424 |
| 2022 | $8,319.00 | $99,237 Land $36,338 Building $62,899 | $297,741 Land $109,025 Building $188,716 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 864 Osterman Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 864 Osterman Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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