864 Oakwood Dr, Elyria, OH 44035 Property Records

Lorain County property record for 864 Oakwood Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1956
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$662 (2025)
Deeds & Mortgages	Aug 2022 Sale Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-24-026-109-001`

Property Details

APN / Parcel Number

Primary APN	`06-24-026-109-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	107 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	864 OAKWOOD DR
City	ELYRIA
State	OH
Zip	44035-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD PK FRNT 0056.50 DPTH 0107.00
Legal Subdivision	OAKWOOD PK FRNT
Legal Tract	24
Legal Block	109
Legal Lot Number	51
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2026
Census Tract	70400

Owner

864 Oakwood Dr is owned and occupied by an individual who acquired it in August 2022.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	864 OAKWOOD DR, ELYRIA, OH 44035-3230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Fiduciary Deed, Transfer
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022
Deed Sale	Aug 10, 2022
Deed Document Number	2022-0886840
Record Updated	Jun 8, 2026

August 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2022
Property Address	864 OAKWOOD DR, ELYRIA, OH 44035-3230
Document Number	0000886840
Instrument Date	Aug 2, 2022
Instrument	2022-0886840
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 OAKWOOD DR, ELYRIA, OH 44035-3230

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	864 OAKWOOD DR, ELYRIA, OH 44035-3230
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 OAKWOOD DR, ELYRIA, OH 44035-3230

Mortgage

Document Number	0000883182
Date	Jul 14, 2022
Instrument	2022-0883182

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 864 Oakwood Dr was $662.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00	$34,880 (%) Land $7,630 Building $27,250	$99,660 (-) Land $21,800 Building $77,860
2024	$662.00 (-43.61%)	$34,881 (+61.76%) Land $7,630 Building $27,251	$99,660 (+61.76%) Land $21,800 Building $77,860
2023	$1,174.00 (+0.34%)	$21,564 (+0.02%) Land $4,113 Building $17,451	$61,610 Land $11,750 Building $49,860
2022	$1,170.00	$21,560 Land $4,110 Building $17,450
2021			$61,610 Land $11,750 Building $49,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 864 Oakwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 864 Oakwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Oakwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures