864 Mill Creek Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 864 Mill Creek Rd, Arnold, MD 21012 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,446 sqft · built 1958
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jul 2020)
Tax Bill	$7,080 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-525-34191000`

Property Details

APN / Parcel Number

Primary APN	`03-525-34191000`
Alternative APNs	`352534191000` `52534191000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,446 sqft Total Area
Gross Area	1,448 sqft
1st Floor Area	1,410 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.2 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	174 sqft
Deck Area	224 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	52534191000
Old Parcel Number	352534191000
Street Address	864 MILL CREEK RD
City	ARNOLD
State	MD
Zip	21012-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29 864 MILL CREEK RD MAGOTHY SHORES
Legal Subdivision	MILL CREEK
Legal Lot Number	29 864
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	731105

Owner

Source: Anne Arundel County records · APN 03-525-34191000

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	864 MILL CREEK RD, ARNOLD, MD 21012-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	0003495218
Deed Book / Page	34952 / 18
Record Updated	Jun 07, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 27, 2020
Property Address	864 MILL CREEK RD, ARNOLD, MD 21012-1129
Document Number	0349520018
Book / Page	34952 / 18
Map Reference	CAB 2 ROD E1 PL 15
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAWYERS T&E SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 MILL CREEK RD, ARNOLD, MD 21012-1129

Mortgage

Document Number	3495225
Date	Jul 27, 2020
Instrument	34952/25

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,080.00	$648,367	$671,700 Land $532,800 Building $138,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	5 of 31
Most Recent Claim	Jan 2024, other causes
Named Events	Hurricane Isabel (Sep 2003), 17 claims
Nearby Flood Policies	65 units insured (34 under condo master policies) 28 of 31 individual policies on primary residences
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.