864 Lacy Rd, Maxton, NC 28364 Property Records

Robeson County property record for 864 Lacy Rd, Maxton, NC 28364

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 2021
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$3,020 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23140100814`

Property Details

APN / Parcel Number

Primary APN	`23140100814`
Alternative APN	`1215327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,128 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Lot Area	108,900 sqft (2.5 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	244 sqft

Location & Zoning

Account Number	1215327
Street Address	864 LACY RD
City	MAXTON
State	NC
Zip	28364-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR LACY RD
Jurisdiction	ROBESON NC
Township / Civil Division	SMITHS
Census Block Group	1
Census Block	1019
Census Tract	960404

Owner

864 Lacy Rd is owned and occupied by an individual.

Source: Robeson County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	864 LACY RD, MAXTON, NC 28364-6138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Jul 26, 2021	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Jul 15, 2021	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Recording Date	Jul 20, 2026
Property Address	864 LACY RD, MAXTON, NC 28364-6138
Document Number	0000006635
Book / Page	2592 / 22
Instrument Date	Jul 20, 2026
Instrument	20266635
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 LACY RD, MAXTON, NC 28364-6138

Mortgage

Document Number	0000006635,
Date	Jul 20, 2026
Book Page	2592/22
Instrument	20266635

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	864 LACY RD, MAXTON, NC 28364-6138
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 ROBERTS AVE, PEMBROKE, NC 28372-9524

Mortgage

Document Number	002296/709
Date	Jul 26, 2021
Book Page	2296/709
Instrument	2021007032

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2022

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	864 LACY RD, MAXTON, NC 28364-6138
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002295/117
Date	Jul 15, 2021
Book Page	2295/117
Instrument	2021006671

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2022

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	864 LACY RD, MAXTON, NC 28364-6138
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002358/688
Date	Jul 26, 2022
Book Page	2358/688
Instrument	2022007345

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 864 Lacy Rd was $3,020.

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,020.00	$321,200 Land $10,600 Building $310,600	$321,200 Land $10,600 Building $310,600
2023	$2,159.00 (+264.08%)	$234,700 (+263.88%) Land $10,300 Building $224,400	$234,700 (+263.88%) Land $10,300 Building $224,400
2022	$593.00	$64,500 Land $10,300 Building $54,200	$64,500 Land $10,300 Building $54,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 864 Lacy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 Lacy Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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