864 Holton Ave, Brainerd, MN 56401 Property Records

Crow Wing County property record for 864 Holton Ave, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	1,483 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Apr 2026)
Tax Bill	$3,326 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092710050250009`

Property Details

APN / Parcel Number

Primary APN	`092710050250009`
Alternative APNs	`41290536` `173501` `185640` `188921`

Interior

Stories	1 Story
Building Area	1,483 sqft Living Area
Gross Area	1,551 sqft
1st Floor Area	1,483 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Area	624 sqft
Driveway	Driveway
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	188921
Street Address	864 HOLTON AVE
City	BRAINERD
State	MN
Zip	56401-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLOCK 5
Legal Range	30W
Legal Township	45N
Legal Section	29
Legal Subdivision	BRAINERD OAKS
Legal Block	5
Legal Lot Number	25
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1007
Census Tract	951100

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	864 HOLTON AVE, BRAINERD, MN 56401-6302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 21, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	May 21, 2025 · Amount on Record
Deed Document Number	20261022026
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Apr 1, 2026
Property Address	864 HOLTON AVE, BRAINERD, MN 56401-6302
Document Number	0001022026
Instrument Date	Mar 25, 2026
Instrument	2026.1022026
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	864 HOLTON AVE, BRAINERD, MN 56401-6302
Investor	Possibly a Property Investor

Mortgage

Document Number	0001022026,
Date	Apr 1, 2026
Instrument	2026.1022026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	May 21, 2025
Property Address	864 HOLTON AVE, BRAINERD, MN 56401-6302
Document Number	0001009735
Instrument Date	May 8, 2025
Instrument	1009735
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ELITE TITLE AND ESCROW CORPORATION, ELITE T&E CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 HOLTON AVE, BRAINERD, MN 56401-6302

Mortgage

Document Number	0001009736
Date	May 21, 2025
Instrument	1009736

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,326.00 (-2.81%) Homeowner's exemption	$346,500 (+5.87%) Land $44,400 Building $302,100	$346,500 (+5.87%) Land $44,400 Building $302,100
2025	$3,422.00 (+48.78%) Homeowner's exemption	$327,300 (-11.32%) Land $43,400 Building $283,900	$327,300 (-11.32%) Land $43,400 Building $283,900
2023	$2,300.00 Homeowner's exemption	$369,100 Land $40,500 Building $328,600	$369,100 Land $40,500 Building $328,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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