864 Haring Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 864 Haring Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 2007
Lot Size	0.137 acres (5,969 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Oct 2019)
Tax Bill	$3,208 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-19-27-0400-000-13900`

Property Details

APN / Parcel Number

Primary APN	`28-19-27-0400-000-13900`
Alternative APN	`3849075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,969 sqft (0.137 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3849075
Street Address	864 HARING LN
City	MOUNT DORA
State	FL
Zip	32757-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERBROOKE PHASE 1 PB 58 PG 1-10 LOT 139 ORB 5352 PG 79
Legal Range	27E
Legal Township	19S
Legal Section	28
Legal Subdivision	SUMMERBROOKE
Legal Phase	1
Legal Tract	A-J
Legal Lot Number	139
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	1
Census Block	1014
Census Tract	30917

Owner

864 Haring Ln is owned and occupied by an individual who bought it in October 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	864 HARING LN, MOUNT DORA, FL 32757-8700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Oct 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 3, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 22, 2018	Warranty Deed, Transfer · Conventional with PMI JOHN T ABT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	Jan 22, 2018 · Amount on File
Deed Document Number	2019111794
Deed Book / Page	5352 / 0079
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	864 HARING LN, MOUNT DORA, FL 32757-8700
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 HARING LN, MOUNT DORA, FL 32757-8700

Mortgage

Document Number	0062461140
Date	Nov 22, 2023
Book Page	6246/1140
Instrument	2023142886

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Nov 21, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	864 HARING LN, MOUNT DORA, FL 32757-8700
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 HARING LN, MOUNT DORA, FL 32757-8700

Mortgage

Document Number	0058162250
Date	Oct 18, 2021
Book Page	5816/2250
Instrument	2021143553

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 3, 2019
Property Address	864 HARING LN, MOUNT DORA, FL 32757-8700
Document Number	0053520079
Book / Page	5352 / 0079
Map Reference	MB 58 PG 1
Instrument Date	Sep 30, 2019
Instrument	2019111794
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	851 N DONNELLY ST, 851, MOUNT DORA, FL 32757-4835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 HARING LN, MOUNT DORA, FL 32757-8700

Mortgage

Document Number	0053520081
Date	Oct 3, 2019
Instrument	5352/0081

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 22, 2018
Property Address	864 HARING LN, MOUNT DORA, FL 32757-8700
Document Number	0050560777
Book / Page	005056 / 000777
Instrument Date	Jan 2, 2018
Instrument	7679
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	851 N DONNELLY ST MOUNT DORA FL 327574835, MOUNT DORA, FL 32757-4835

Mortgage

Document Number	50560779
Date	Jan 22, 2018
Book Page	005056/000779
Instrument	7680

Lender

Name	JOHN T ABT
Address	17399 LITTLE RIVER LN, SALIDA, CO 81201-9241
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2019

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,440 Land $96,300 Building $110,140	$281,223 Land $96,300 Building $184,923
2024	$3,208.00 (+6.05%)
2023	$3,025.00 (+1.48%) Homeowner's exemption	$194,790 (+3%)	$260,115 (+7.43%) Land $81,000 Building $179,115
2022	$2,981.00 Homeowner's exemption	$189,120	$242,115 Land $63,000 Building $179,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 864 Haring Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 Haring Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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