864 E Ramsey St, Banning, CA 92220 Property Records

Riverside County property record for 864 E Ramsey St, Banning, CA 92220

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,072 sqft · built 1968
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,568 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jun 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`541-200-002`

Property Details

APN / Parcel Number

Primary APN	`541-200-002`

Interior

Stories	1 Story
Building Area	3,072 sqft Gross Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	34,848 sqft (0.8 acres)

Location & Zoning

Street Address	864 E RAMSEY ST
City	BANNING
State	CA
Zip	92220-5920
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CM
Legal Description	.80 ACRES IN LOT POR BLK 173 MB 005/186 MAP OF PART OF BANNING COLONY LANDS
Legal Subdivision	MAP OF PART OF BANNING COLONY LANDS
Legal Block	173
Legal Lot Number	POR
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4022
Census Tract	44200

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1004 HAMLIN PL, REDLANDS, CA 92373-5087
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Intrafamily Transfer, Transfer
Jun 29, 2021	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 6, 1995
Transfer Doc	0000186370
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 3, 2021
Property Address	864 E RAMSEY ST, BANNING, CA 92220-5920
Document Number	0000529316
Map Reference	MB 5 PG 186
Instrument Date	Sep 1, 2021
Instrument	2021-0529316
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23515 EVENING SNOW, MORENO VALLEY, CA 92557-2835

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 29, 2021
Property Address	864 E RAMSEY ST, BANNING, CA 92220-5920
Document Number	0000392474
Map Reference	MB 5 PG 186
Instrument Date	Jun 29, 2021
Instrument	2021-0392474
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 E RAMSEY ST, BANNING, CA 92220-5920

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$403,539 (+2%) Land $200,736 Building $202,803
2025	$5,568.00 (+2.83%)	$395,627 (+4.04%) Land $196,800 Building $198,827
2023	$5,415.00 (+2.13%)	$380,266 Land $189,159 Building $191,107
2022	$5,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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