864 Clover Loop, Erie (Lafayette), CO 80026 Property Records

Boulder County property record for 864 Clover Loop, Erie, CO 80026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 2,794 sqft · built 2023
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Nov 2025)
Tax Bill	$9,180 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1465-36-0-23-013`

Property Details

APN / Parcel Number

Primary APN	`1465-36-0-23-013`
Alternative APN	`R0614308`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,794 sqft Living Area
Gross Area	4,706 sqft
1st Floor Area	1,264 sqft
Basement Area	1,266 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,580 sqft (0.128 acres)
Garage Type	Attached
Garage Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0614308
Street Address	864 CLOVER LOOP
City	LAFAYETTE
State	CO
Zip	80026-7097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 20 PARKDALE FILING 1
Legal Subdivision	PARKDALE FILING 1
Legal Block	20
Legal Lot Number	13
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	1
Census Block	1000
Census Tract	12907

Owner

864 Clover Loop is owned and occupied by two individuals who bought it in November 2025.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	864 CLOVER LOOP, LAFAYETTE, CO 80026-7097
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
Sep 7, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Sep 7, 2023 · Amount on File
Deed Document Number	20254110466
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Nov 20, 2025
Property Address	864 CLOVER LOOP, ERIE, CO 80026-7097
Document Number	0004110466
Instrument Date	Nov 18, 2025
Instrument	4110466
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	864 CLOVER LOOP, ERIE, CO 80026-7097

Mortgage

Document Number	0004110467
Date	Nov 20, 2025
Instrument	4110467

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 7, 2023
Property Address	864 CLOVER LOOP, LAFAYETTE, CO 80026-7097
Document Number	0004020938
Instrument Date	Aug 14, 2023
Instrument	4020938
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9193 S JAMAICA ST, ENGLEWOOD, CO 80112-5946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 CLOVER LOOP, LAFAYETTE, CO 80026-7097

Mortgage

Document Number	0004020939
Date	Sep 7, 2023
Instrument	4020939

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 864 Clover Loop was $9,180, up 0.8% from the year before.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Erie Town
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,742 (-0.7%) Land $5,501 Building $44,241	$801,500 (-) Land $150,900 Building $650,600
2025	$9,180.00 (+0.77%)	$50,094 (-3.19%) Land $9,431 Building $40,663	$801,500 (-3.12%) Land $150,900 Building $650,600
2024	$9,110.00 (+135.04%)	$51,744 (+124.8%) Land $9,159 Building $42,585	$827,300 (+902.79%) Land $191,700 Building $635,600
2023	$3,876.00 (-2.64%)	$23,018 (-0.03%) Land $23,018	$82,500 (+3.9%) Land $82,500
2022	$3,981.00	$23,026 Land $23,026	$79,400 Land $79,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 864 Clover Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 Clover Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ERIE serves 47,444 people · EPA ID CO0162255
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: AT&T, CenturyLink, T-Mobile.

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