864 Cape Breton Dr, Pacifica, CA 94044 Property Records

San Mateo County property record for 864 Cape Breton Dr, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,875 sqft · built 1973
Lot Size0.162 acres (7,075 sqft)
Owner2 Individual Names on Record
Last Sale$1,423,000 (Aug 2021)
Tax Bill$19,253 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN022-391-010

Property Details

APN / Parcel Number

Primary APN022-391-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,875 sqft Living Area
Gross Area2,566 sqft
1st Floor Area1,240 sqft
Basement Area1,211 sqft
Finished Basement520 sqft
Unfinished Basement691 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,075 sqft (0.162 acres)
Lot Dimensions70 ft deep x 90 ft wide
View / LotCorner
Garage TypeBasement
Garage Area920 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address864 CAPE BRETON DR
CityPACIFICA
StateCA
Zip94044-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 18 BLK 6 PARK PACIFICA NO 3 RSM 70/42 47
Legal SubdivisionPARK PACIFICA NO 3
Legal Block6
Legal Lot Number18
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1002
Census Tract603400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address864 CAPE BRETON DR, PACIFICA, CA 94044-3814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 29, 2019Deed of Trust, Mortgage
LOANDEPOT.COM LLC
Apr 7, 2017Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Prior SaleApr 7, 2017 · Amount on Record
Deed Document Number2021123093
Record UpdatedOct 29, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateAug 23, 2021
Property Address864 CAPE BRETON DR, PACIFICA, CA 94044-3814
Document Number0000123093
Map ReferenceMB 70 PG 42-47
Instrument DateAug 11, 2021
Instrument2021-123093
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,565.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address864 CAPE BRETON DR, PACIFICA, CA 94044-3814

Mortgage

Document Number0000123094
DateAug 23, 2021
Instrument2021-123094
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address864 CAPE BRETON DR, PACIFICA, CA 94044-3814
Document Number0000092727
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address864 CAPE BRETON DR PACIFICA CA 940443814, PACIFICA, CA 94044-3814

Mortgage

Document Number0000092727
DateNov 5, 2019
Instrument92727
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueNov 4, 2049

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateApr 7, 2017
Property Address864 CAPE BRETON DR, PACIFICA, CA 94044-3814
Document Number0000030550
Instrument DateMar 20, 2017
Instrument30550
Transaction TypeTransfer
Record UpdatedAug 18, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address864 CAPE BRETON DR PACIFICA CA 940443814, PACIFICA, CA 94044-3814

Mortgage

Document Number30551
DateApr 7, 2017
Instrument30551
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueApr 6, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,540,176 (+2%) Land $979,600 Building $560,576
2025$19,253.00 (+14.87%)$1,509,978 (+12.68%) Land $960,393 Building $549,585
2023$16,761.00 (-4.82%)$1,340,000 Land $852,000 Building $488,000$1,167,210
2022$17,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1978–1998)
Claims Outside the SFHA4 of 5
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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