864 Brower Dr, Cloquet, MN 55720 Property Records

Carlton County property record for 864 Brower Dr, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (44,070 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Aug 2026)
Tax Bill	$1,180 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92-300-0040`

Property Details

APN / Parcel Number

Primary APN	`92-300-0040`
Alternative APN	`34940`

Exterior

Lot Area	44,070 sqft (1.01 acres)

Location & Zoning

Account Number	34940
Street Address	864 BROWER DR
City	CLOQUET
State	MN
Zip	55720-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSHIRE 1ST ADD TO LYNDHURST BAY
Legal Subdivision	WILSHIRE 1ST ADD TO LYNDHURST BAY
Legal Lot Number	2
Jurisdiction	CARLTON MN
Township / Civil Division	PERCH LAKE
Census Block Group	3
Census Block	3039
Census Tract	940000

Owner

864 Brower Dr is owned and occupied by an individual who bought it in August 2026.

Source: Carlton County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	864 BROWER DR, CLOQUET, MN 55720-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Oct 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHVIEW BANK
Nov 20, 2019	Warranty Deed, Transfer CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Oct 15, 2021 · Amount on File
Deed Document Number	2026528387
Prior Transfer Date	Sep 7, 2005
Prior Transfer Doc	0000395179
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 24, 2026
Property Address	864 BROWER DR, CLOQUET, MN 55720-3325
Document Number	0000528387
Instrument Date	Aug 24, 2026
Instrument	2026528387
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,326.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 BROWER DR, CLOQUET, MN 55720-3325

Mortgage

Document Number	0000528388,
Date	Aug 24, 2026
Instrument	2026528388

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 15, 2021
Property Address	864 BROWER DR, CLOQUET, MN 55720-3325
Document Number	A000502312
Instrument Date	Oct 12, 2021
Instrument	A000502312
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5104 BREWER DR, CLOQUET, MN 55720

Mortgage

Document Number	A000502313
Date	Oct 15, 2021
Instrument	A000502313

Lender

Name	NORTHVIEW BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 20, 2019
Property Address	864 BROWER DR, CLOQUET, MN 55720-3325
Document Number	A000489244
Instrument Date	Nov 19, 2019
Instrument	A000489244
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TI

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 LYNDHURST BAY DR, CLOQUET, MN 55720-3328

Tax Assessment & Valuation

The 2026 property tax bill for 864 Brower Dr was $1,180.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Perch Lake Township
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,180.00
2025		$81,000 (+2.27%) Land $40,300 Building $40,700	$81,000 (+2.27%) Land $40,300 Building $40,700
2024	$1,120.00	$79,200 (+3.94%) Land $40,300 Building $38,900	$79,200 (+3.94%) Land $40,300 Building $38,900
2023	$1,120.00	$76,200 (-) Land $39,000 Building $37,200	$76,200 (-) Land $39,000 Building $37,200
2022		$76,200 Land $39,000 Building $37,200	$76,200 Land $39,000 Building $37,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 864 Brower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 Brower Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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