Oakland County property record for 864 Benjamin Dr, Troy, MI 48098
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 3,479 sqft · built 2013 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $423,098 (Jul 2013) |
| Tax Bill | $7,778 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-04-157-007 |
| Primary APN | 88-20-04-157-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,479 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 864 BENJAMIN DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-1773 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 2032 CEDAR PINES ESTATES NO2 UNIT 7 L44751 P843 10-4-12 FR 100-013 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 4 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 7 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 196300 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 864 BENJAMIN DR, TROY, MI 48098-1773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2013 · Amount on Record |
| Deed Sale | Jul 23, 2013 · Amount on Record |
| Deed Document Number | 2013193800 |
| Deed Book / Page | 46101 / 861 |
| Prior Transfer Date | Jul 12, 2013 |
| Prior Transfer Doc | 0000190287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 864 BENJAMIN DR, TROY, MI 48098-1773 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 864 BENJAMIN DR, TROY, MI 48098-1773 |
| Document Number | 0000475576 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 58282/1 |
| Instrument | 475576 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 23, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 864 BENJAMIN DR, TROY, MI 48098-1773 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 864 BENJAMIN DR, TROY, MI 48098-1773 |
| Document Number | 0000237373 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 56955/462 |
| Instrument | 237373 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Avondale School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,778.00 (-6.3%) | ||
| 2023 | $585,240 | ||
| 2022 | $8,301.00 | $292,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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