8638 Elmtree Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 8638 Elmtree Ave, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,543 sqft · built 1954
Lot Size0.151 acres (6,621 sqft)
Owner2 Individual Names on Record
Last Sale$77,000 (Aug 2015)
Tax Bill$4,662 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN590-0222-0262-00

Property Details

APN / Parcel Number

Primary APN590-0222-0262-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,543 sqft Living Area
1st Floor Area1,543 sqft
Basement Area1,543 sqft
Finished Basement1,047 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area6,621 sqft (0.151 acres)
Lot Dimensions144 ft deep x 50 ft wide
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8638 ELMTREE AVE
CityCINCINNATI
StateOH
Zip45231-4752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELMTREE AVE 50.96 X 144.75 IRR LOT 144 BRENTWOOD SUB SEC 2
Legal SubdivisionBRENTWOOD SUB
Legal Lot Number144
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group5
Census Block5005
Census Tract22102

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8638 ELMTREE AVE, CINCINNATI, OH 45231-4752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2015 · Amount on Record
Deed SaleAug 11, 2015 · Amount on Record
Deed Document Number352765
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8638 ELMTREE AVE, CINCINNATI, OH 45231-4752
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050316
DateApr 22, 2021
Book Page14402/49
Instrument2021-0050316
Lender
Name1ST NATIONAL BANK
TypeBank
AddressMASON, OH 45040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictFinneytown Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,662.00 (+0.17%)$64,782 (-) Land $9,524 Building $55,258
2024$4,654.00 (+3.47%)$64,782 (-) Land $9,524 Building $55,258
2023$4,498.00 (+47.96%)$64,782 (+103.71%) Land $9,524 Building $55,258$185,090 (+103.71%) Land $27,210 Building $157,880
2022$3,040.00$31,801 Land $9,401 Building $22,400
2020$90,860 Land $26,860 Building $64,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Elmtree Ave

Nearby Streets

Search Property Records by Address or Parcel Number