8635 SW Riverside Dr, Arcadia, FL 34269 Property Records

DeSoto County property record for 8635 SW Riverside Dr, Arcadia, FL 34269

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,577 sqft · built 2006
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Company Names on File
Last Sale	$1,630,000 (Jul 2026)
Tax Bill	$22,961 (2024)
Deeds & Mortgages	Jul 2026 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`35-39-23-0331-0000-0120`

Property Details

APN / Parcel Number

Primary APN	`35-39-23-0331-0000-0120`
Alternative APN	`5233`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,577 sqft Living Area
Gross Area	13,024 sqft
1st Floor Area	3,355 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	60,984 sqft (1.4 acres)
View / Lot	River
Garage Type	Attached
Garage Area	1,512 sqft
Driveway	Concrete Driveway
Driveway Area	5,010 sqft

Exterior Amenities

Pool Area	338 sqft
Porch	Finished Screened Porch
Porch Area	32 sqft
Patio Area	5,345 sqft
Shed	1 Shed
Shed Area	168 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8635 SW RIVERSIDE DR
City	ARCADIA
State	FL
Zip	34269-7130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	RIVER OAKS SUB LOT 12 13 & LOT 11 LESS BEG AT NW COR TH S 67D25M27S E ALG N LI OF LOT 11 192.03 FT TO NE COR OF LOT 11 POINT ON CURVE TH SELY RADIUS 50.00 FT DELTA 10D18M48S A DIST OF 9.00 FT TH ALG CURVE 9.00 FT TH S 85D57M25S W 207.02 FT TO W LI OF
Legal Range	23E
Legal Township	39S
Legal Section	35
Legal Subdivision	RIVER OAKS SUB
Legal Tract	0331
Legal Lot Number	12
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA WEST
Census Block Group	1
Census Block	1002
Census Tract	10405

Owner

8635 SW Riverside Dr is owned by a company that bought it in July 2026 and is owner-occupied.

Source: DeSoto County records, as of August 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	9231 N BURKETT RD, LAKE CITY, MI 49651-8108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer SOUTH FLORIDA TITLE INSURERS, SOUTH FLORIDA TITLE INSURERS O
Apr 30, 2021	Warranty Deed, Transfer · Commercial Mortgage THE MURRAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Apr 30, 2021 · Amount on File
Deed Document Number	20264903
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Jul 22, 2026
Property Address	8635 SW RIVERSIDE DR, ARCADIA, FL 34269-7130
Document Number	0000004903
Instrument Date	Jul 20, 2026
Instrument	20264903
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	SOUTH FLORIDA TITLE INSURERS, SOUTH FLORIDA TITLE INSURERS O

Transaction

Amount	Amount on Record
Tax	$1,152,410.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	9231 N BURKETT RD, LAKE CITY, MI 49651-8108

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Apr 30, 2021
Property Address	8635 SW RIVERSIDE DR, ARCADIA, FL 34269-7130
Document Number	0014003177
Map Reference	MB 9 PG 83
Instrument Date	Apr 29, 2021
Instrument	202114003177
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8635 SW RIVERSIDE DR, 8635, ARCADIA, FL 34269-7130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4313 STATE ROUTE 408 W, HICKORY, KY 42051-9202

Mortgage

Document Number	0014003181
Date	Apr 30, 2021
Instrument	202114003181

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

Type	Name
State	Florida
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,523,085 (+2.63%) Land $235,000 Building $1,288,085	$1,523,085 (+2.63%) Land $235,000 Building $1,288,085
2024	$22,961.00 (-1.46%)	$1,483,986 (+3.21%) Land $235,000 Building $1,248,986	$1,483,986 (+3.21%) Land $235,000 Building $1,248,986
2023	$23,301.00 (+3.17%)	$1,437,881 (+4.17%) Land $235,000 Building $1,202,881	$1,437,881 (+4.17%) Land $235,000 Building $1,202,881
2022	$22,586.00	$1,380,305 Land $235,000 Building $1,145,305	$1,380,305 Land $235,000 Building $1,145,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8635 SW Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	13 (1995–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8635 SW Riverside Dr is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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