8634 Forest Shadow Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 8634 Forest Shadow Cir, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,549 sqft · built 1994
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jan 2018)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-303-03`

Property Details

APN / Parcel Number

Primary APN	`005-303-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,549 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	1,148 sqft
Upper Floors Area	1,401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	100 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8634 FOREST SHADOW CIR
City	CORNELIUS
State	NC
Zip	28031-9277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L3 B4 M26-247
Legal Subdivision	STRATFORD FOREST PH 02 MAP 02
Legal Block	4
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3015
Census Tract	6209

Owner

Source: Mecklenburg County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8634 FOREST SHADOW CIR, CORNELIUS, NC 28031-9277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ON Q FIN'L
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Feb 4, 2010 · Amount on Record
Deed Document Number	2018942
Deed Book / Page	32385 / 129
Last Transfer Date	Sep 30, 2021
Transfer Doc	0000190530
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 25, 2026
Property Address	8634 FOREST SHADOW CIR, CORNELIUS, NC 28031-9277
Document Number	0000067760
Book / Page	40526 / 519
Instrument Date	Jun 2, 2026
Instrument	202667760
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8634 FOREST SHADOW CIR, CORNELIUS, NC 28031-9277

Mortgage

Document Number	0000067760,
Date	Jun 25, 2026
Book Page	40526/519
Instrument	202667760

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 5, 2021
Property Address	8634 FOREST SHADOW CIR, CORNELIUS, NC 28031-9277
Document Number	0000190530
Book / Page	36610 / 371
Map Reference	MB 26 PG 247
Instrument Date	Sep 30, 2021
Instrument	2021190530
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8634 FOREST SHADOW CIR, CORNELIUS, NC 28031-9277

Mortgage

Document Number	0000190531
Date	Oct 5, 2021
Instrument	2021190531

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8634 FOREST SHADOW CIR, CORNELIUS, NC 28031-9277
Document Number	0000147533
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8634 FOREST SHADOW CIR CORNELIUS NC 280319277, CORNELIUS, NC 28031-9277

Mortgage

Document Number	0000147533
Date	Oct 30, 2019
Book Page	033994/000587
Instrument	147533

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 3, 2018
Property Address	8634 FOREST SHADOW CIR, CORNELIUS, NC 28031-9277
Document Number	0000000942
Book / Page	32385 / 129
Map Reference	MB26 PG247
Instrument Date	Jan 3, 2018
Instrument	2018000942
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8634 FOREST SHADOW CIR, CORNELIUS, NC 28031-9277

Mortgage

Document Number	0000000943
Date	Jan 3, 2018
Instrument	2018000943

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,225.00	$476,300 Land $100,000 Building $376,300	$476,300 Land $100,000 Building $376,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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