8632 Toronto Ct, Cincinnati, OH 45255 Property Records

Hamilton County property record for 8632 Toronto Ct, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,540 sqft · built 1984
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (May 2020)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500-0044-0442-00`

Property Details

APN / Parcel Number

Primary APN	`500-0044-0442-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	814 sqft
2nd Floor Area	726 sqft
Basement Area	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8632 TORONTO CT
City	CINCINNATI
State	OH
Zip	45255-3260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TORONTO CT 65 X 120 LOT 88 AMHERST ACRES SUB BL E
Legal Subdivision	AMHERST ACRES SUB
Legal Block	E
Legal Lot Number	88
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3003
Census Tract	25102

Owner

8632 Toronto Ct is owned and occupied by an individual who bought it in May 2020.

Source: Hamilton County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Prior Sale	Sep 29, 2016 · Amount on File
Deed Document Number	202044584
Deed Book / Page	14166 / 2203
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2026
Property Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260
Document Number	0000031332
Book / Page	15653 / 34
Instrument Date	Mar 27, 2026
Instrument	202631332
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260

Mortgage

Document Number	0000031332,
Date	Apr 27, 2026
Book Page	15653/34
Instrument	202631332

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260

Mortgage

Document Number	0000025565
Date	Apr 17, 2023
Book Page	14896/1365
Instrument	2023-0025565

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 25, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260

Mortgage

Document Number	0000060974
Date	Jun 21, 2022
Book Page	14692/575
Instrument	2022-0060974

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	70 Months
Due	Apr 5, 2028

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 12, 2020
Property Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260
Document Number	0000044584
Book / Page	14166 / 2203
Map Reference	MB 48 PG 50&51
Instrument Date	Apr 30, 2020
Instrument	2020-0044584
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8632 TORONTO CT, CINCINNATI, OH 45255-3260

Mortgage

Document Number	0000044585
Date	May 12, 2020
Instrument	2020-0044585

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8632 Toronto Ct was $5,483, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,483.00 (+2.89%)	$87,637 (-) Land $14,196 Building $73,441	$250,390 Land $40,560 Building $209,830
2024	$5,329.00 (+5.13%)	$87,637 (-) Land $14,196 Building $73,441
2023	$5,069.00 (+4.19%)	$87,637 (+17.01%) Land $14,196 Building $73,441	$250,390 Land $40,560 Building $209,830
2022	$4,865.00 Homeowner's exemption	$74,900 Land $12,341 Building $62,559
2020			$214,000 Land $35,260 Building $178,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8632 Toronto Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8632 Toronto Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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