Howard County property record for 8632 Concord Dr, Jessup, MD 20794
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,564 sqft · built 1986 |
| Lot Size | 0.191 acres (8,319 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Sep 2012) |
| Tax Bill | $7,209 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-496717 |
| Primary APN | 06-496717 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,319 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 496717 |
|---|---|
| Street Address | 8632 CONCORD DR |
| City | JESSUP |
| State | MD |
| Zip | 20794-9242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 91 .191 A 8632 CONCORD DR HERITAGE WOODS S 2 AR 1 |
| Legal Subdivision | HERITAGE WOODS SEC 02 |
| Legal Lot Number | 91 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606901 |
8632 Concord Dr is owned and occupied by two individuals who bought it in September 2012.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8632 CONCORD DR, JESSUP, MD 20794-9242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION (NC) |
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Aug 14, 2019 | Loan Modification, Mortgage · Conventional Mortgage SANDY SPRING BK |
| Jun 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage SANDY SPRING BK |
| Jun 12, 2017 | Loan Modification, Mortgage · Line of Credit SANDY SPRING BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2012 · Amount on File |
| Deed Sale | Sep 13, 2012 · Amount on File |
| Prior Sale | Jan 9, 2004 · Amount on File |
| Deed Book / Page | 14286 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 21, 2026 |
| Property Address | 8632 CONCORD DR, JESSUP, MD 20794-9242 |
| Document Number | 2320000454 |
| Book / Page | 23201 / 454 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ECU TITLE, SECU TITLE |
| Name | Verified Name |
|---|---|
| Address | 8632 CONCORD DR, JESSUP, MD 20794-9242 |
| Document Number | 2320000454, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 23201/454 |
| Name | STATE EMPLOYEES CREDIT UNION (NC) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8632 CONCORD DR, JESSUP, MD 20794-9242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 8632 CONCORD DR, JESSUP, MD 20794-9242 |
| Document Number | 0217330033 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 21733/33 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8632 CONCORD DR, JESSUP, MD 20794-9242 |
| Document Number | 0188990126 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 632 CONCORD DR JESSUP MD 20794, JESSUP, MD 20794 |
| Document Number | 0188990126 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 018899/000126 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 19, 2059 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8632 CONCORD DR, JESSUP, MD 20794-9242 |
| Document Number | 0182690059 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8632 CONCORD DR JESSUP MD 207949242, JESSUP, MD 20794-9242 |
| Document Number | 0182690059 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 018269/000059 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 10, 2058 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8632 CONCORD DR, JESSUP, MD 20794-9242 |
| Document Number | 0176670210 |
| Book / Page | 017667 / 000210 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2017 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8632 CONCORD DR JESSUP MD 207949242, JESSUP, MD 20794-9242 |
| Document Number | 0176670210 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 017667/000210 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 26, 2057 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 8632 Concord Dr was $7,209, up 5.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,209.00 (+5.83%) | $464,900 (+5.92%) | $516,900 (+17.77%) Land $244,900 Building $272,000 |
| 2025 | $6,812.00 (+6.57%) | $438,900 Land $189,900 Building $249,000 | $438,900 Land $189,900 Building $249,000 |
| 2024 | $6,392.00 | ||
| 2023 | $380,567 | $438,900 Land $189,900 Building $249,000 | |
| 2022 | $3,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8632 Concord Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8632 Concord Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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