8632 Back Creek Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 8632 Back Creek Rd, Gloucester, VA 23061

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 2007
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Jun 2008)
Tax Bill	$2,876 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42000`

Property Details

APN / Parcel Number

Primary APN	`42000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Garage Area	900 sqft
Porch	Slab
Deck Area	650 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8632 BACK CREEK RD
City	GLOUCESTER
State	VA
Zip	23061-5020
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	C-2
Legal Description	BACK CREEK, PARCEL 1A
Legal Subdivision	PLAT: PB25 447
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2021
Census Tract	100203

Owner

8632 Back Creek Rd, a residential property, is owned and occupied by an individual who bought it in June 2008.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8632 BACK CREEK RD, GLOUCESTER, VA 23061-5020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2008 · Amount on File
Deed Sale	Jun 4, 2008 · Amount on File
Deed Document Number	20083806
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8632 BACK CREEK RD, GLOUCESTER, VA 23061-5020
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000140
Date	Jan 16, 2018
Instrument	180000140

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8632 BACK CREEK RD, GLOUCESTER, VA 23061-5020
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004331
Date	Jun 16, 2021
Instrument	210004331

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8632 BACK CREEK RD, GLOUCESTER, VA 23061-5020
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005688
Date	Oct 26, 2022
Instrument	220005688

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	237 Months
Due	Jul 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8632 Back Creek Rd was $2,876, up 1,352.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,876.00 (+1,352.53%)	$493,370 (+12.65%) Land $66,350 Building $427,020	$493,370 (+12.65%) Land $66,350 Building $427,020
2025	$198.00 (+110.64%)	$437,950 (-) Land $66,350 Building $371,600	$437,950 (-) Land $66,350 Building $371,600
2024	$94.00 (-96.32%)	$437,950 (-) Land $66,350 Building $371,600	$437,950 (-) Land $66,350 Building $371,600
2023	$2,553.00 (+2.9%)	$437,950 (+27.97%) Land $66,350 Building $371,600	$437,950 (+27.97%) Land $66,350 Building $371,600
2022	$2,481.00	$342,220 Land $50,190 Building $292,030	$342,220 Land $50,190 Building $292,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8632 Back Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8632 Back Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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