St. Clair County property record for 8631 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 868 sqft · built 1963 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,299 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-033-1032-000 |
| Primary APN | 74-14-033-1032-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 868 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 267 ft deep x 55 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8631 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG E 1404.4' & S 1D 9M W 1552.04' FROM NW SEC COR, TH S 1D 9M W 55', TH N 89D 47M E 300', TH N 1D 9M E 55', TH S 89D 47M W |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 33 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 646000 |
8631 Stone Rd is owned and occupied by an individual who acquired it in October 2023.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8631 STONE RD, CLAY, MI 48001-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2023 |
| Transfer Doc | 0005662168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 13, 2023 |
| Property Address | 8631 STONE RD, CLAY, MI 48001-3815 |
| Document Number | 0005662168 |
| Book / Page | 5662 / 168 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023018202 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8631 STONE RD, CLAY, MI 48001-3815 |
| Name | Verified Name |
|---|---|
| Address | 8631 STONE RD, CLAY, MI 48001-3815 |
The 2025 property tax bill for 8631 Stone Rd was $1,299 with a homeowner's exemption, up 2.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,600 (+5.13%) | $135,200 | |
| 2025 | $1,299.00 (+2.12%) Homeowner's exemption | $64,300 | |
| 2024 | $1,272.00 | $128,600 | |
| 2023 | $54,300 | ||
| 2022 | $1,180.00 | $108,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8631 Stone Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8631 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures