8631 Co Rd 1540, Ada, OK 74820 Property Records

Pontotoc County property record for 8631 Co Rd 1540, Ada, OK 74820

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,600 sqft · built 2020
Lot Size60 acres (2,613,600 sqft)
Owner2 Individual Names on Record
Tax Bill$1,344 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN31831

Property Details

APN / Parcel Number

Primary APN31831
Alternative APN
  • 0000-32-004-005-0-033-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,600 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialMetal
Lot Area2,613,600 sqft (60 acres)

Exterior Amenities

Patio Area240 sqft
Shed1 Shed
Shed Area1,200 sqft
Utility Building800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31831
Street Address8631 COUNTY ROAD 1540
CityADA
StateOK
Zip74820-4199
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionW2 W2 NE4 AND W2 E2 W2 NE4 SEC 32-4-5 MIDLAND TWP
Legal Range05E
Legal Township04N
Legal Section32
JurisdictionPONTOTOC OK
Township / Civil DivisionNORTHWEST PONTOTOC
Census Block Group2
Census Block2013
Census Tract89598

Owner

Source: Pontotoc County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8631 COUNTY ROAD 1540, ADA, OK 74820-4199
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address8631 COUNTY ROAD 1540, ADA, OK 74820-4199
Transaction TypeMortgage
Record UpdatedJan 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003964/27
DateDec 16, 2025
Book Page3964/27
InstrumentI-2025-007514
Lender
NameCITIZENS BANK OF ADA
TypeBank
AddressADA, OK 74820
Agreement
AmountAmount Recorded
Term18 Months
DueJun 15, 2027

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyPontotoc County
Unified School DistrictVanoss Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,344.00 (-1.47%) Homeowner's exemption$15,599 (+3%) Land $2,269 Building $13,330$181,953 (-2.09%) Land $18,907 Building $163,046
2024$1,364.00 (+6.73%) Homeowner's exemption$15,144 (+3%) Land $2,269 Building $12,875$185,833 (+51.67%) Land $18,907 Building $166,926
2023$1,278.00 Homeowner's exemption$14,703 Land $2,269 Building $12,434$122,526 Land $18,907 Building $103,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 53% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONTOTOC CO RWD # 8
serves 4,250 people · EPA ID OK2006215
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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