863 Virginia Dr, Central Point, OR 97502 Property Records

Jackson County property record for 863 Virginia Dr, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 2013
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$255,000 (Oct 2015)
Tax Bill	$4,589 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`372W10DB9413`

Property Details

APN / Parcel Number

Primary APN	`372W10DB9413`
Alternative APNs	`372W10DB09413` `10980346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	2,134 sqft
1st Floor Area	1,694 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	82 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	863 VIRGINIA DR
City	CENTRAL POINT
State	OR
Zip	97502-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	4
Legal Subdivision	SNOWY BUTTE MEADOWS
Legal Block	3
Legal Lot Number	5
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3000
Census Tract	902

Owner

863 Virginia Dr is owned by a company that acquired it in June 2023.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	863 VIRGINIA DR, CENTRAL POINT, OR 97502-1642
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Jun 6, 2023	Intrafamily Transfer, Transfer
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Prior Sale	Oct 4, 2013 · Amount on File
Deed Document Number	201536322
Last Transfer Date	Jun 5, 2023
Transfer Doc	0000010744
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	863 VIRGINIA DR, CENTRAL POINT, OR 97502-1642
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026640
Date	Dec 10, 2025
Instrument	2025-026640

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jun 6, 2023
Property Address	863 VIRGINIA DR, CENTRAL POINT, OR 97502-1642
Document Number	0000010744
Instrument Date	Jun 5, 2023
Instrument	2023-010744
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	863 VIRGINIA DR, CENTRAL POINT, OR 97502-1642

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	863 VIRGINIA DR, CENTRAL POINT, OR 97502-1642
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001081
Date	Jan 10, 2022
Instrument	2022-001081

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 863 Virginia Dr was $4,589, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,350 (+3%)	$460,560 (+7.67%) Land $119,880 Building $340,680
2025	$4,589.00 (+2.5%)	$269,280 (+3%) Land $95,290 Building $173,990	$427,750 (-3.29%) Land $118,650 Building $309,100
2024	$4,477.00 (+3.35%)	$261,440 (+3%) Land $92,510 Building $168,930	$442,320 (-6.48%) Land $115,250 Building $327,070
2023	$4,332.00 (+2.39%)	$253,830 (+3%) Land $89,820 Building $164,010	$472,970 (+12.89%) Land $130,570 Building $342,400
2022	$4,231.00	$246,440 Land $87,200 Building $159,240	$418,960 Land $106,800 Building $312,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 863 Virginia Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 Virginia Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications, T-Mobile.

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