Sullivan County and Highland Town property record for 863 State Rte 55, Eldred, NY 12732 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,224 sqft Living Area |
| Lot Size | 208,652 sqft (4.79 acres) |
| Garage | Detached, 112 sqft |
| Last Sale | $265,000 (2026) |
| Tax Bill | $4,728.00 (2025) |
| Primary APN | 483400 3.-1-18.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,224 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| 2nd Floor | 440 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 208,652 sqft (4.79 acres) |
| Garage Type | Detached Garage |
| Garage Area | 112 sqft Garage |
| Porch Area | 576 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 863 STATE ROUTE 55 |
|---|---|
| City | ELDRED |
| State | NY |
| Zip | 12732-5004 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 18.001 |
| Jurisdiction | SULLIVAN NY |
| Minor Civil Division | HIGHLAND |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 952400 |
Source: Sullivan County and Highland Town records · APN 483400 3.-1-18.1
Assessment roll updated April 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 136 WILSON RD, SPARROW BUSH, NY 12780-5440 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE |
| Jan 08, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 18, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2026 · Amount on Record |
| Deed Sale | Jan 08, 2026 · Amount on Record |
| Prior Sale | Jun 18, 2019 · Amount on Record |
| Deed Doc Number | 2026162 |
| Prior Transfer Date | Aug 04, 2013 |
| Prior Transfer Doc | 2013007756 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 863 STATE ROUTE 55, ELDRED, NY 12732-5004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000285 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022-5285 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Jan 08, 2026 |
| Property Address | 863 STATE ROUTE 55, ELDRED, NY 12732-5004 |
| Document Number | 0000000062 |
| Instrument Date | Jan 07, 2026 |
| Instrument | 2026-162 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 136 WILSON RD, SPARROW BUSH, NY 12780-5440 |
| Document Number | 0000000063 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 2026-163 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Jun 18, 2019 |
| Property Address | 863 STATE ROUTE 55, ELDRED, NY 12732-5004 |
| Document Number | 0000003991 |
| Instrument Date | May 21, 2019 |
| Instrument | 3991 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | RECORD SEARCH COMPANY LIMITED, RECORD SEARCH CO LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 KINDRACHUK RD GLEN SPEY NY 127375517, GLEN SPEY, NY 12737-5517 |
| Document Number | 3992 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 3992 |
| Name | TOTAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
Source: Sullivan County and Highland Town records · Assessment roll updated April 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Highland Town |
| Unified School District | Eldred Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,728.00 (+0.3%) | $158,325 (-) Land $42,900 Building $115,425 | $287,864 (-3.64%) Land $78,000 Building $209,864 |
| 2024 | $4,714.00 | $158,325 (-) Land $42,900 Building $115,425 | $298,726 (+20.75%) Land $80,943 Building $217,783 |
| 2023 | $158,325 Land $42,900 Building $115,425 | $247,383 Land $67,031 Building $180,352 |
863 State Rte 55 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Sullivan County (36105C), updated October 2, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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