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863 Starlight Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 863 Starlight Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1959
Lot Size0.383 acres (16,700 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Mar 2022)
Tax Bill$2,239 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN525570A000

Property Details

APN / Parcel Number

Primary APN525570A000
Alternative APN
  • 3-0016-4394-00-0007.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement236 sqft

Exterior

Year BuiltBuilt 1959
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area16,700 sqft
Lot Dimensions167 ft deep x 100 ft wide
TerrainRolling
Garage TypeAttached
Parking Spaces1 Parking Space
Patio Area188 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number525570A000
Old Parcel Number525570A000
Street Address863 STARLIGHT DR
CitySAINT CHARLES
StateMO
Zip63304-6837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOPLAR AC #1 LOT 7
Legal Range04E
Legal Township46N
Legal SubdivisionPOPLAR AC #1
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2020
Census Tract311149

Owner

Source: St. Charles County records · APN 525570A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address863 STARLIGHT DR, SAINT CHARLES, MO 63304-6837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Prior SaleMay 15, 2003
Deed Document Number0202216889
Deed Book / Page2022 / 16889
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 23, 2022
Property Address863 STARLIGHT DR, SAINT CHARLES, MO 63304-6837
Document Number0000016889
Map ReferenceMB 7 PG 15
Instrument DateMar 22, 2022
Instrument2022R-016889
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1278 JUNGERMANN RD, SAINT PETERS, MO 63376-6964

Transferred To (Grantee/Buyer)

NameVerified Name
Address863 STARLIGHT DR, SAINT CHARLES, MO 63304-6837

Mortgage

Document Number0000016890
DateMar 23, 2022
Instrument2022R-016890
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,239.00$37,531 (+2.99%)$197,531 (+2.99%) Land $45,000 Building $152,531
2023$36,442
2022$191,798 Land $45,000 Building $146,798

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111492, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA1 of 11
Most Recent ClaimAug 2020, river or lake flooding
Claims By Storm
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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