863 S Cedar Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 863 S Cedar Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1,424 sqft · built 1961
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jul 2020)
Tax Bill$9,195 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-13-211-010

Property Details

APN / Parcel Number

Primary APN06-13-211-010

Interior

Stories1 Story
Building Area1,424 sqft Living Area
Gross Area2,662 sqft
1st Floor Area1,424 sqft
Basement Area1,238 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions11.9 ft deep x 6.2 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address863 S CEDAR AVE
CityELMHURST
StateIL
Zip60126-4640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionVENDLEYS PARK MANOR SUB
Legal SubdivisionVENDLEYS PARK MANOR SUB
Legal Block2
Legal Lot Number5
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1011
Census Tract844001

Owner

863 S Cedar Ave is owned and occupied by two individuals who bought it in July 2020.

Source: DuPage County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address863 S CEDAR AVE, ELMHURST, IL 60126-4640
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD LOANS
Jul 14, 2020Grant Deed, Transfer · Conventional with PMI
NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2020 · Amount on File
Deed SaleJul 14, 2020 · Amount on File
Deed Document Number202074212
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address863 S CEDAR AVE, ELMHURST, IL 60126-4640
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042524
DateMar 17, 2021
InstrumentR2021-042524
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDU PAGE IL
Recording DateJul 14, 2020
Property Address863 S CEDAR AVE, ELMHURST, IL 60126-4640
Document Number0000074212
Instrument DateJul 6, 2020
Instrument74212
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$653.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3940 N SOUTHPORT AVE CHICAGO IL 606132636, CHICAGO, IL 60613-2636

Mortgage

Document Number74213
DateJul 14, 2020
Instrument74213
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 13, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 863 S Cedar Ave was $9,195 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,195.00$166,877 Land $92,542 Building $74,335$500,631 Land $277,626 Building $223,005
2022$6,920.00 Homeowner's exemption$120,120 Land $76,270 Building $43,850$360,360 Land $228,810 Building $131,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 863 S Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 S Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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