863 S 770 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 863 S 770 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,316 sqft · built 1996
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Trust Names on Record
Last Sale	$271,900 (Sep 2013)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Jun 2021 Transfer Sep 2020 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`46-400-0028`

Property Details

APN / Parcel Number

Primary APN	`46-400-0028`
Alternative APN	`067861`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,390 sqft
Basement Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,453 sqft (0.217 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	067861
Street Address	863 S 770 E
City	SPANISH FORK
State	UT
Zip	84660-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28, MOUNTAIN PARK ESTATES SUBDV. AREA 0.217 AC.
Legal Subdivision	PARK ESTATES SUB
Legal Lot Number	28
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1018
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Intrafamily Transfer, Transfer
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 2, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Jan 16, 2020	Deed of Trust, Mortgage PENNYMAC
May 16, 2018	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 18, 2017	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU
Jun 6, 2016	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	201392364
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000107219
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2021
Property Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Document Number	0000107219
Instrument Date	Jun 11, 2021
Instrument	107219:2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	863 S 770 E, SPANISH FORK, UT 84660-2460

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Document Number	0000154717
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 S 770 E SPANISH FORK UT 846602460, SPANISH FORK, UT 84660-2460

Mortgage

Document Number	0000154717
Date	Oct 5, 2020
Instrument	154717

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Document Number	0000135932
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	863 S 770 E SPANISH FORK UT 846602460, SPANISH FORK, UT 84660-2460

Mortgage

Document Number	0000135932
Date	Sep 8, 2020
Instrument	135932

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 7, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Document Number	0000018643
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	863 S 770 E SPANISH FORK UT 846602460, SPANISH FORK, UT 84660-2460

Mortgage

Document Number	0000018643
Date	Feb 13, 2020
Instrument	18643

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Document Number	0000007783
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	863 S 770 E SPANISH FORK UT 846602460, SPANISH FORK, UT 84660-2460

Mortgage

Document Number	0000007783
Date	Jan 22, 2020
Instrument	7783

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Document Number	0000047969
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 S 770 E SPANISH FORK UT 846602460, SPANISH FORK, UT 84660-2460

Mortgage

Document Number	0000047969
Date	May 23, 2018
Instrument	47969

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Document Number	0000049208
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	863 S 770 E SPANISH FORK UT 846602460, SPANISH FORK, UT 84660-2460

Mortgage

Document Number	0000049208
Date	May 23, 2017
Instrument	49208

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2032

Interest

Rate Type	Adjustable Rate

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 S 770 E, SPANISH FORK, UT 84660-2460
Document Number	0000010952
Instrument Date	Jun 6, 2016
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	863 S 770 E SPANISH FORK UT 846602460, SPANISH FORK, UT 84660-2460

Mortgage

Document Number	0000010952
Date	Feb 2, 2017
Instrument	10952

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,040 (-44.57%)	$492,800 (+0.78%) Land $184,200 Building $308,600
2025	$2,591.00 (+0.04%)	$489,000 (+101.29%) Land $184,200 Building $304,800	$489,000 (+10.71%) Land $184,200 Building $304,800
2024	$2,590.00 (+10.03%)
2023	$2,354.00 (-1.22%)	$242,935	$441,700 Land $175,400 Building $266,300
2022	$2,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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