863 S 46th St, Springfield, OR 97478 Property Records

Lane County property record for 863 S 46th St, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1994
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Company Names on Record
Last Sale	$267,000 (Jun 2020)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-05-12-04800-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-05-12-04800-000`
Alternative APNs	`1802051204800` `1337631`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	396 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1337631
Street Address	863 S 46TH ST
City	SPRINGFIELD
State	OR
Zip	97478-7577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	TL 04800
Legal Range	02
Legal Township	18
Legal Section	05
Legal Subdivision	LUCERNE MEADOWS
Legal Lot Number	4800
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	3500

Owner

Source: Lane County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Dec 24, 2025	Bargain and Sale Deed, Transfer
Feb 5, 2026	Re-recorded Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jun 12, 2020	Deed of Trust, Mortgage · FHA Mortgage CMG FIN'L
Jun 22, 2020	Correction Deed, Transfer FIRST AMERICAN TITLE
Jan 3, 2019	Personal Representative Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	202031883
Last Transfer Date	Dec 23, 2025
Transfer Doc	0000003827
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577

Mortgage

Document Number	0000003270
Date	Jan 21, 2022
Instrument	2022-003270

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jul 1, 2050

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577

Mortgage

Document Number	0000008729
Date	Apr 1, 2024
Instrument	2024-008729

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Dec 24, 2025
Property Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Document Number	0000040923
Instrument Date	Dec 23, 2025
Instrument	2025-040923
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577

February 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LANE OR
Recording Date	Feb 5, 2026
Property Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Document Number	0000003827
Instrument Date	Dec 23, 2025
Instrument	2026-003827
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029195
Date	Apr 28, 2021
Instrument	2021-029195

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Document Number	0000031884
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	863 S 46TH ST SPRINGFIELD OR 974787577, SPRINGFIELD, OR 97478-7577

Mortgage

Document Number	0000031884
Date	Jun 22, 2020
Instrument	31884

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LANE OR
Recording Date	Jun 22, 2020
Property Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Document Number	0000031883
Instrument Date	Dec 18, 2018
Instrument	31883
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	863 S 46TH ST SPRINGFIELD OR 974787577, SPRINGFIELD, OR 97478-7577

January 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LANE OR
Recording Date	Jan 3, 2019
Property Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577
Document Number	0000000304
Instrument Date	Dec 13, 2018
Instrument	2019-000304
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	863 S 46TH ST, SPRINGFIELD, OR 97478-7577

Mortgage

Document Number	0000000305
Date	Jan 3, 2019
Instrument	2019-000305

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00 (+6.16%)	$219,812 (+6.09%)	$396,220 (-2.9%) Land $80,636 Building $315,584
2023	$3,796.00 (+3.38%)	$207,195 (+3%)	$408,037 (+9.85%) Land $80,636 Building $327,401
2022	$3,672.00	$201,161	$371,466 Land $73,165 Building $298,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Hunter Communications.

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