863 Rockford Rd, Apopka, FL 32712 Property Records

Orange County property record for 863 Rockford Rd, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,013 sqft · built 2004
Lot Size	0.355 acres (15,480 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2025)
Tax Bill	$6,236 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-20-28-8244-05-390`

Property Details

APN / Parcel Number

Primary APN	`20-20-28-8244-05-390`
Alternative APNs	`282020824405390` `173825` `177144` `180810`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,013 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	2,013 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,480 sqft (0.355 acres)
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	863 ROCKFORD RD
City	APOPKA
State	FL
Zip	32712-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 4-A 51/37 LOT 539
Legal Range	28E
Legal Township	20S
Legal Section	20
Legal Subdivision	ROCK SPRINGS RIDGE PH 4-A
Legal Phase	4
Legal Tract	8244
Legal Block	5
Legal Lot Number	539
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2023
Census Tract	17814

Owner

863 Rockford Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Orange County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	863 ROCKFORD RD, APOPKA, FL 32712-4773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Dec 16, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	2025703883
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 9, 2025
Property Address	863 ROCKFORD RD, APOPKA, FL 32712-4773
Document Number	0000703883
Map Reference	MB 51 PG 37-39
Instrument Date	Dec 1, 2025
Instrument	20250703883
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO OF FL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5345 HARPER VALLEY ROAD, MOUNT DORA, FL 32757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 ROCKFORD RD, APOPKA, FL 32712-4773

Mortgage

Document Number	0000703884
Date	Dec 9, 2025
Instrument	20250703884

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 16, 2020
Property Address	863 ROCKFORD RD, APOPKA, FL 32712-4773
Document Number	0000658180
Instrument Date	Dec 7, 2020
Instrument	658180
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	863 ROCKFORD RD APOPKA FL 327124773, APOPKA, FL 32712-4773

Mortgage

Document Number	658181
Date	Dec 16, 2020
Instrument	658181

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 863 Rockford Rd was $6,236, up 5.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,180 (+3.3%) Land $90,000 Building $303,180	$393,180 (-1.36%) Land $90,000 Building $303,180
2025	$6,236.00 (+5.71%)	$380,628	$398,590 Land $90,000 Building $308,590
2024	$5,899.00 (+7.72%)
2023	$5,476.00 (+10.94%)	$394,048 (+11.6%) Land $120,000 Building $274,048	$394,048 (+11.6%) Land $120,000 Building $274,048
2022	$4,936.00	$353,090 Land $120,000 Building $233,090	$353,090 Land $120,000 Building $233,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 863 Rockford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 863 Rockford Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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