Jefferson County property record for 863 River Rd, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,700 sqft · built 1979 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,500 (Mar 2010) |
| Tax Bill | $1,880 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-0005.0015 |
| Primary APN | 09-10-0005.0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 3,400 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 863 RIVER RD |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-5056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 AC-SKINNER, BORDEN |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 972203 |
863 River Rd is owned and occupied by two individuals who bought it in March 2010.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 863 RIVER RD, SHEPHERDSTOWN, WV 25443-5056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2010 · Amount on File |
| Deed Sale | Mar 30, 2010 · Amount on File |
| Deed Document Number | 20105250 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 863 River Rd was $1,880, down 0.5% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,880.00 (-0.48%) | $163,000 (+0.25%) Land $53,900 Building $109,100 | $271,667 (+0.25%) Land $89,833 Building $181,833 |
| 2025 | $1,889.00 | $162,600 Land $52,000 Building $110,600 | $271,000 Land $86,600 Building $184,400 |
| 2023 | $1,798.00 | $154,000 Land $52,000 Building $102,000 | $256,600 Land $86,600 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 863 River Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1985–2025) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 863 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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