863 Plainfield Naper, Naperville, IL 60540 Property Records

DuPage County property record for 863 Plainfield Naper, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,159 sqft · built 1987
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Jan 2024)
Tax Bill$9,629 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-23-410-093

Property Details

APN / Parcel Number

Primary APN07-23-410-093

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,159 sqft Living Area
Gross Area2,914 sqft
1st Floor Area1,215 sqft
2nd Floor Area944 sqft
Basement Area755 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions12 ft deep x 7.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address863 PLAINFIELD NAPER
CityNAPERVILLE
StateIL
Zip60540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTHE FIELDS ALL
Legal SubdivisionTHE FIELDS
Legal Lot Number24
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group4
Census Block4003
Census Tract846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address180 GREGORY ST, J, AURORA, IL 60504-2090
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 8, 2024Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2024 · Amount on File
Deed SaleJan 8, 2024 · Amount on File
Deed Document Number20241237
Prior Transfer DateApr 7, 2020
Prior Transfer Doc0000066494
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address863 PLAINFIELD NAPERVILLE RD, NAPERVILLE, IL 60540-6466
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address863 PLAINFIELD NAPERVILLE RD, NAPERVILLE, IL 60540-6466

Mortgage

Document Number0000018006
DateMar 20, 2026
InstrumentR2026-018006
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateJan 8, 2024
Property Address863 PLAINFIELD NAPERVILLE RD, NAPERVILLE, IL 60540-6466
Document Number0000001237
Map ReferenceDOC R87-001298
Instrument DateDec 19, 2023
InstrumentR2024-001237
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address863 PLAINFIELD NAPERVILLE RD, NAPERVILLE, IL 60540-6466

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address863 PLAINFIELD NAPERVILLE RD, NAPERVILLE, IL 60540-6466

Mortgage

Document Number0000001238
DateJan 8, 2024
InstrumentR2024-001238
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate
Rate6.99%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJun 25, 2020
Property Address863 PLAINFIELD NAPERVILLE RD, NAPERVILLE, IL 60540-6466
Document Number0000066494
Instrument DateApr 7, 2020
Instrument66494
Transaction TypeTransfer
Record UpdatedJul 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address863 PLAINFIELD NAPERVILLE RD NAPERVILLE IL 605406466, NAPERVILLE, IL 60540-6466

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,629.00 (+4.1%)$171,312 (+9.67%) Land $52,128 Building $119,184$513,936 (+9.67%) Land $156,384 Building $357,552
2024$9,250.00 (+7.43%)$156,207 (+18.34%) Land $47,532 Building $108,675$468,621 (+18.34%) Land $142,596 Building $326,025
2022$8,610.00 Homeowner's exemption$132,000 Land $39,850 Building $92,150$396,000 Land $119,550 Building $276,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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