863 Pierce Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 863 Pierce Rd, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,809 sqft · built 2010
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$23,000 (May 2009)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0834-25-0700-00001-0003`

Property Details

APN / Parcel Number

Primary APN	`0834-25-0700-00001-0003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	1,809 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	450 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	5 Parking Spaces
Porch	Florida Room
Porch Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	863 PIERCE RD
City	WAUCHULA
State	FL
Zip	33873-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-R
Legal Description	THE E 100 FT OF THE FOLLOWING: LOT 3 J.V.S. SUBD & BEG SE COR OF LOT 3 OF J.V.S. SUBD RUN S 89 40 22 W 175 FT THENCE S 00 00 00 W 69 FT THENCE N 89 40 22 E 175 FT THENCE N 00 00 00 E 69 FT TO POB & THE W 37.5 FT OF THE FOLLOWING: LOT 2 J.V.S. SUBD &
Legal Range	25E
Legal Township	34S
Legal Section	08
Legal Subdivision	J V S SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	3
Census Block	3008
Census Tract	970401

Owner

863 Pierce Rd is owned and occupied by two individuals who bought it in May 2009.

Source: Hardee County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	863 PIERCE RD, WAUCHULA, FL 33873-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit CREWS BANK & TRUST
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit CREWS BANK & TRUST
Apr 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 22, 2020	Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2009 · Amount on File
Deed Sale	May 14, 2009 · Amount on File
Prior Sale	Nov 6, 2008
Deed Document Number	20093616
Prior Transfer Date	May 12, 2009
Prior Transfer Doc	0000003615
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	863 PIERCE RD, WAUCHULA, FL 33873-9410
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 PIERCE RD, WAUCHULA, FL 33873-9410

Mortgage

Document Number	0025007030
Date	Dec 29, 2025
Instrument	202525007030

Lender

Name	CREWS BANK & TRUST
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	863 PIERCE RD, WAUCHULA, FL 33873-9410
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 PIERCE RD, WAUCHULA, FL 33873-9409

Mortgage

Document Number	0025000058
Date	Jan 6, 2026
Instrument	202625000058

Lender

Name	CREWS BANK & TRUST
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Dec 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Apr 22, 2021
Property Address	863 PIERCE RD, WAUCHULA, FL 33873-9410
Document Number	202125002316
Map Reference	MB 45 PG 1-3
Instrument Date	Apr 21, 2021
Instrument	202125002316
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	863 PIERCE RD, 863, WAUCHULA, FL 33873-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 1044, WAUCHULA, FL 33873-1044

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	863 PIERCE RD, WAUCHULA, FL 33873-9410
Document Number	0025006394
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	863 PIERCE RD WAUCHULA FL 338739410, WAUCHULA, FL 33873-9410

Mortgage

Document Number	0025006394
Date	Dec 22, 2020
Instrument	25006394

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 21, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 863 Pierce Rd was $2,488 with a homeowner's exemption, up 11.5% from the year before.

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00 (+11.47%) Homeowner's exemption	$189,304 (+13.56%)	$351,813 (+7.63%) Land $34,000 Building $317,813
2024	$2,232.00 (+1.73%) Homeowner's exemption	$166,694 (+3%)	$326,867 (+12.29%) Land $29,000 Building $297,867
2023	$2,194.00 (+3.44%) Homeowner's exemption	$161,839 (+3%)	$291,089 (+16.13%) Land $29,000 Building $262,089
2022	$2,121.00 Homeowner's exemption	$157,125	$250,661 Land $20,000 Building $230,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 863 Pierce Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 Pierce Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 20

May also be available: Verizon.

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