863 Palm St, San Jose, CA 95110 Property Records

Santa Clara County property record for 863 Palm St, San Jose, CA 95110

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1920
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Feb 2010)
Tax Bill	$13,078 (2025)
Deeds & Mortgages	Nov 2021 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`264-39-050`

Property Details

APN / Parcel Number

Primary APN	`264-39-050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	863 PALM ST
City	SAN JOSE
State	CA
Zip	95110-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLOCK 1 LOT 8
Legal Subdivision	CONKLING & COL SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4003
Census Tract	501700

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	863 PALM ST, SAN JOSE, CA 95110-3031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Intrafamily Transfer, Transfer
Oct 19, 2021	Gift Deed, Transfer
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2010 · Amount on Record
Deed Sale	Feb 24, 2010 · Amount on Record
Prior Sale	Dec 23, 2009 · Amount on Record
Deed Document Number	201020619351
Prior Transfer Date	May 4, 1995
Prior Transfer Doc	0012880775
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 10, 2021
Property Address	863 PALM ST, SAN JOSE, CA 95110-3031
Document Number	0025161221
Map Reference	MB N PG 82
Instrument Date	Sep 9, 2021
Instrument	25161221
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	863 PALM ST, SAN JOSE, CA 95110-3031

October 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 19, 2021
Property Address	863 PALM ST, SAN JOSE, CA 95110-3031
Document Number	0025136775
Map Reference	MB N PG 82
Instrument Date	Mar 5, 2021
Instrument	25136775
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	863 PALM ST, SAN JOSE, CA 95110-3031

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	863 PALM ST, SAN JOSE, CA 95110-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024075154
Date	Dec 4, 2018
Instrument	24075154

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$974,187 (+2%) Land $865,945 Building $108,242
2025	$13,078.00 (+6.06%)	$955,086 (+4.04%) Land $848,966 Building $106,120
2024	$12,331.00 (+1.94%)
2023	$12,096.00 (+0.86%)	$918,000 Land $816,000 Building $102,000
2022	$11,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (1982–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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