863 Old Smokey Rd, Brodhead, KY 40409 Property Records

Rockcastle County property record for 863 Old Smokey Rd, Brodhead, KY 40409

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2021)
Tax Bill	$854 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-00-086`

Property Details

APN / Parcel Number

Primary APN	`006-00-086`
Alternative APNs	`2180401` `735301`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	735301
Street Address	863 OLD SMOKEY RD
City	BRODHEAD
State	KY
Zip	40409-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1 ACRE
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3001
Census Tract	950300

Owner

863 Old Smokey Rd is owned and occupied by an individual who bought it in January 2021.

Source: Rockcastle County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	863 OLD SMOKEY RD, BRODHEAD, KY 40409-9044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 12, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	2021366291
Deed Book / Page	276 / 179
Prior Transfer Date	Aug 5, 2016
Prior Transfer Doc	DEED257/235
Record Updated	Jun 8, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jan 27, 2021
Property Address	863 OLD SMOKEY RD, BRODHEAD, KY 40409-9044
Document Number	00D276/179
Book / Page	D276 / 179
Instrument Date	Jan 20, 2021
Instrument	366291
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 OLD SMOKEY RD, BRODHEAD, KY 40409-9044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	863 OLD SMOKEY RD, BRODHEAD, KY 40409-9044

Mortgage

Document Number	0000366292
Date	Jan 27, 2021
Instrument	366292

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Mar 12, 2020
Property Address	863 OLD SMOKEY RD, BRODHEAD, KY 40409-9044
Document Number	00D272/247
Book / Page	D272 / 247
Instrument Date	Feb 28, 2020
Instrument	328941
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	853 OLD SMOKEY RD, BRODHEAD, KY 40409-9044

Mortgage

Document Number	0000328943
Date	Mar 12, 2020
Instrument	328943

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 863 Old Smokey Rd was $854.

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$854.00	$105,000	$105,000
2023	$869.00	$105,000	$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 863 Old Smokey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 Old Smokey Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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