Trigg County property record for 863 Old Dover Rd, Cadiz, KY 42211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft |
| Lot Size | 1.2 acres (52,316 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,572 (2025) |
| Deeds & Mortgages | Nov 2016 Reverse Mortgage Nov 2016 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-077 |
| Primary APN | 30-077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,316 sqft (1.2 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Heating System | Electric |
|---|
| Street Address | 863 OLD DOVER RD |
|---|---|
| City | CADIZ |
| State | KY |
| Zip | 42211-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANDLEY & CLARK 1.201A |
| Jurisdiction | TRIGG KY |
| Township / Civil Division | CANTON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970301 |
Source: Trigg County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4176 CALEDONIA PEE DEE RD, HERNDON, KY 42236-8311 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 21, 2016 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Nov 21, 2016 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 21, 2025 | Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 863 OLD DOVER RD, CADIZ, KY 42211-8508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000343/431 |
|---|---|
| Date | Nov 21, 2016 |
| Book Page | 343/431 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 895 Months |
| Due | Jun 13, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.94% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2017 |
| Change Frequency | Annually |
| Min Rate At Change | 4.94% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 863 OLD DOVER RD, CADIZ, KY 42211-8508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000343/446 |
|---|---|
| Date | Nov 21, 2016 |
| Book Page | 343/446 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 895 Months |
| Due | Jun 13, 2091 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TRIGG KY |
| Recording Date | Oct 21, 2025 |
| Property Address | 863 OLD DOVER RD, CADIZ, KY 42211-8508 |
| Document Number | 00D338/695 |
| Book / Page | D338 / 695 |
| Map Reference | MB 170 PG 693 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 336045 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4176 CALEDONIA PEE DEE RD, HERNDON, KY 42236-8311 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 863 OLD DOVER RD, CADIZ, KY 42211-8508 |
| Document Number | 0000336046 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 336046 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Trigg County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Trigg County |
| Unified School District | Trigg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,572.00 (+147.17%) | $177,100 (+61%) | $177,100 (+61%) |
| 2024 | $110,000 (-) | $110,000 (-) | |
| 2023 | $636.00 Homeowner's exemption | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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