863 Mayfair Way, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 863 Mayfair Way, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,450 sqft · built 1997
Lot Size0.298 acres (12,964 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Jan 2016)
Tax Bill$7,107 (2026)
Deeds & MortgagesJan 2022 Line of Credit
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-090423

Property Details

APN / Parcel Number

Primary APN05-090423
Alternative APNs
  • 5090423
  • 090423

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,450 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Utility Area200 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,964 sqft (0.298 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number090423
Street Address863 MAYFAIR WAY
CitySYKESVILLE
StateMD
Zip21784-6124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 74 - 0.2976 AC 863 MAYFAIR WAY 40-65/63 EDGEWOOD SC 3
Legal SubdivisionEDGEWOOD SEC 03
Legal Lot Number74
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group2
Census Block2004
Census Tract505101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address863 MAYFAIR WAY, SYKESVILLE, MD 21784-6124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL FCU OF MARYLAND
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL FCU OF MARYLAND
Jun 28, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL FCU OF MARYLAND
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
VANDYK MTG
Jul 24, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FIN'L/MD FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2016 · Amount on Record
Deed SaleJan 29, 2016 · Amount on Record
Prior SaleJan 28, 1999 · Amount on Record
Deed Book / Page8213 / 284
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address863 MAYFAIR WAY, ELDERSBURG, MD 21784-6124
Transaction TypeMortgage
Record UpdatedFeb 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106500129
DateJan 26, 2022
Book Page10650/129
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address863 MAYFAIR WAY, ELDERSBURG, MD 21784-6124
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address863 MAYFAIR WAY, SYKESVILLE, MD 21784-6124

Mortgage

Document Number0105940001
DateDec 13, 2021
Book Page10594/1
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address863 MAYFAIR WAY, ELDERSBURG, MD 21784-6124
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0090550188
DateJun 28, 2018
Book Page9055/0188
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address863 MAYFAIR WAY, ELDERSBURG, MD 21784-6124
Document Number0097800425
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address863 MAYFAIR WAY ELDERSBURG MD 217846124, ELDERSBURG, MD 21784-6124

Mortgage

Document Number0097800425
DateJul 30, 2020
Book Page009780/000425
Lender
NameVANDYK MTG
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address863 MAYFAIR WAY, ELDERSBURG, MD 21784-6124
Document Number0097820208
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address863 MAYFAIR WAY ELDERSBURG MD 217846124, ELDERSBURG, MD 21784-6124

Mortgage

Document Number0097820208
DateJul 30, 2020
Book Page009782/000208
Lender
NameFIRST FIN'L/MD FCU
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 29, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,107.00 (+5.13%) Homeowner's exemption$650,900 (+7.94%)$698,800 (-) Land $200,000 Building $498,800
2025$6,760.00 (+12.27%) Homeowner's exemption$603,000 (+13.15%)$698,800 (+25.89%) Land $200,000 Building $498,800
2023$6,021.00 Homeowner's exemption$532,900$555,100 Land $180,000 Building $375,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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