863 Lighthouse Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 863 Lighthouse Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3.5 ba · 2,907 sqft · built 1925
Lot Size	0.169 acres (7,351 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Dec 2005)
Tax Bill	$13,134 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-344-002-000`

Property Details

APN / Parcel Number

Primary APN	`006-344-002-000`
Alternative APN	`006-344-002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,907 sqft Living Area
1st Floor Area	668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,351 sqft (0.169 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Old Parcel Number	006-344-002
Street Address	863 LIGHTHOUSE AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2528
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	PACIFIC GROVE ADD 3 LOT 2, 4, 6 & 8 BLK 74
Legal Subdivision	PACIFIC GROVE ADD 3
Legal Block	74
Legal Lot Number	2,4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1001
Census Tract	12302

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	863 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 20, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2005 · Amount on Record
Deed Sale	Dec 16, 2005 · Amount on Record
Prior Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	2005132126
Prior Transfer Date	Mar 11, 1998
Prior Transfer Doc	0000014425
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	863 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2528
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TIMIOS INC CALIFORNIA OPERA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052232
Date	Nov 5, 2019
Instrument	2019052232

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	863 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2528
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2528

Mortgage

Document Number	0000071932
Date	Oct 20, 2021
Instrument	2021071932

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,393,900 (+2%) Land $696,950 Building $696,950
2025	$13,134.00 (+2.02%) Disabled Person's exemption Veteran's exemption	$1,366,570 (+4.04%) Land $683,285 Building $683,285
2023	$12,874.00 (+1.35%) Disabled Person's exemption Veteran's exemption	$1,313,506 Land $656,753 Building $656,753
2022	$12,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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