863 Keene Rd, Largo, FL 33771 Property Records

Pinellas County property record for 863 Keene Rd, Largo, FL 33771

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,775 sqft · built 1958
Lot Size0.262 acres (11,400 sqft)
Owner2 Individual Names on Record
Last Sale$169,000 (Dec 2015)
Tax Bill$2,900 (2025)
Deeds & MortgagesApr 2023 Line of Credit
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-746-9069-4

Property Details

APN / Parcel Number

Primary APNC62-000-746-9069-4
Alternative APNs
  • 25-29-15-45378-000-0140
  • 291525453780000140
  • 152925453780000140
  • R269242

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,775 sqft Living Area
Gross Area2,498 sqft
1st Floor Area1,775 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1981
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,400 sqft (0.262 acres)
Lot Dimensions120 ft deep x 95 ft wide
Garage TypeAttached
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area312 sqft
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR269242
Street Address863 KEENE RD
CityLARGO
StateFL
Zip33771-1161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEENE GROVES LOT 14
Legal Range15E
Legal Township29S
Legal Section25
Legal SubdivisionKEENE GROVES
Legal Tract45378
Legal Lot Number14
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1010
Census Tract25407

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address863 KEENE RD, LARGO, FL 33771-1161
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
May 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2015 · Amount on Record
Deed SaleDec 30, 2015 · Amount on Record
Prior SaleAug 29, 2003
Deed Document Number2015377789
Deed Book / Page19036 / 2178
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address863 KEENE RD, LARGO, FL 33771-1161
Transaction TypeMortgage
Record UpdatedMay 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address863 KEENE RD, LARGO, FL 33771-1161

Mortgage

Document Number0224221031
DateApr 28, 2023
Book Page22422/1031
Instrument2023110294
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address863 KEENE RD, LARGO, FL 33771-1161
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address863 KEENE RD, LARGO, FL 33771-1161

Mortgage

Document Number0220680001
DateMay 19, 2022
Book Page22068/1
Instrument2022159301
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 18, 2037

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,900.00 (+8.17%) Homeowner's exemption$194,973 (+5.99%)$310,899 (+7.72%) Land $145,282 Building $165,617
2023$2,681.00 (+3.31%) Homeowner's exemption$183,959 (+3%)$288,625 (+20.03%) Land $163,240 Building $125,385
2022$2,595.00 Homeowner's exemption$178,601$240,463 Land $148,633 Building $91,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

May also be available: Frontier, Verizon.

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