863 Emge Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 863 Emge Rd, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,654 sqft · built 1964
Lot Size2.98 acres (129,809 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Nov 2025)
Tax Bill$2,613 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN335310A000

Property Details

APN / Parcel Number

Primary APN335310A000
Alternative APN
  • 2-050D-4371-00-0002.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,654 sqft Living Area
Gross Area2,552 sqft
1st Floor Area1,108 sqft
Basement Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area129,809 sqft (2.98 acres)
TerrainRolling
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area104 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number335310A000
Street Address863 EMGE RD
CityO FALLON
StateMO
Zip63366-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal DescriptionOFALLON GARDENS LOT 2
Legal SubdivisionOFALLON GARDENS
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group4
Census Block4012
Census Tract311802

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 TRAILSIDE DR, LAKE SAINT LOUIS, MO 63367-2201
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleNov 12, 2025 · Amount on Record
Deed Document Number202550872
Prior Transfer DateNov 11, 2025
Prior Transfer Doc0000050871
Record UpdatedOct 29, 2026

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateNov 12, 2025
Property Address863 EMGE RD, O FALLON, MO 63366-2120
Document Number0000050872
Map ReferenceMB 5 PG 8
Instrument DateNov 7, 2025
Instrument2025R-050872
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 E ELM ST, O FALLON, MO 63366-2606

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 TRAILSIDE DR, LAKE SAINT LOUIS, MO 63367-2201

Mortgage

Document Number0000050873
DateNov 12, 2025
Instrument2025R-050873
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,035 (-)$231,760 (-) Land $68,540 Building $163,220
2025$2,613.00 (+0.85%)$44,035 (+3.75%)$231,760 (+3.75%) Land $68,540 Building $163,220
2024$2,591.00
2023$42,443
2022$223,386 Land $59,600 Building $163,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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