863 Co Rd 481, Clanton, AL 35046 Property Records

Chilton County property record for 863 Co Rd 481, Clanton, AL 35046 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,298 sqft · built 2021
Lot Size	0.96 acres (42,011 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Jul 2018)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1903050000008004`

Property Details

APN / Parcel Number

Primary APN	`1903050000008004`
Alternative APNs	`19555` `84038`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,298 sqft Adjusted Area
1st Floor Area	3,326 sqft
Upper Floors Area	972 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,011 sqft (0.96 acres)
View / Lot	Waterfront
Porch	Slab
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	19555
Street Address	863 COUNTY ROAD 481
City	CLANTON
State	AL
Zip	35046-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 RESURVEY LAKE MITCHELL S/D NO 2 MB 5 PG 107
Legal Range	16
Legal Township	21
Legal Section	05
Legal Subdivision	RESURVEY LAKE MITCHELL S D
Legal Lot Number	43
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2011
Census Tract	60200

Owner

Source: Chilton County records · APN 1903050000008004

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	863 COUNTY ROAD 481, CLANTON, AL 35046-3320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA
Apr 15, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK OF ALABAMA
Jul 03, 2018	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2018 · Amount on Record
Deed Sale	Jul 03, 2018 · Amount on Record
Prior Sale	Jul 12, 2006 · Amount on Record
Deed Document Number	2018215672
Deed Book / Page	2018 / 215672
Prior Transfer Date	May 01, 2006
Prior Transfer Doc	R2006/123652
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	863 COUNTY ROAD 481, CLANTON, AL 35046-3320
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/233856
Date	Dec 07, 2020
Book Page	R2020/233856
Instrument	233856

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	863 COUNTY ROAD 481, CLANTON, AL 35046-3320
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/228714
Date	Apr 15, 2020
Book Page	R2020/228714
Instrument	228714

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2021

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 03, 2018
Property Address	863 COUNTY ROAD 481, CLANTON, AL 35046-3320
Document Number	R2018/215672
Book / Page	R2018 / 215672
Map Reference	MB 5 PG 106&107
Instrument Date	Jun 29, 2018
Instrument	215672
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13897 COUNTY ROAD 37, 13897, CLANTON, AL 35045-7177

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	416 ACER TRL, ALABASTER, AL 35007-7688

Mortgage

Document Number	0000215673
Date	Jul 03, 2018
Instrument	215673

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Chilton County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00 (+7.2%)	$139,060 (-0.81%) Land $40,000 Building $99,060	$695,300 (-0.81%) Land $200,000 Building $495,300
2024	$2,668.00 (-0.78%)	$140,200 (-0.74%) Land $40,000 Building $100,200
2023	$2,689.00 (+24.2%)	$141,240 (+146.88%) Land $40,000 Building $101,240	$701,000 (+22.53%) Land $200,000 Building $501,000
2022	$2,165.00	$57,210 Land $21,200 Building $36,010	$572,100 Land $212,000 Building $360,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chilton County (01021C), updated October 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010210602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	About 1 in 535 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Central Access	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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