863 Co Rd 162, Gainesville, TX 76240 Property Records

Cooke County property record for 863 Co Rd 162, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1970
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$141,600 (May 2013)
Tax Bill	$4,062 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0868-061-00000`

Property Details

APN / Parcel Number

Primary APN	`0868-061-00000`
Alternative APN	`22475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,584 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,584 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	896 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0868-061-00000
Street Address	863 COUNTY ROAD 162
City	GAINESVILLE
State	TX
Zip	76240-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDOLPH JM 0868 ACRES .97
Legal Subdivision	RANDOLPH JM
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	2
Census Block	2059
Census Tract	100

Owner

863 Co Rd 162 is owned and occupied by two individuals who bought it in May 2013.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	863 COUNTY ROAD 162, GAINESVILLE, TX 76240-7505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2013 · Amount on File
Deed Sale	May 1, 2013 · Amount on File
Deed Document Number	201337649
Deed Book / Page	1869 / 26
Prior Transfer Date	Apr 29, 2013
Prior Transfer Doc	1869/026
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	863 COUNTY ROAD 162, GAINESVILLE, TX 76240-7505
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2413/579
Date	Apr 21, 2021
Book Page	2413/579
Instrument	2021-03424

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 863 Co Rd 162 was $4,062 with a homeowner's exemption, up 100.6% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,062.00 (+100.59%) Homeowner's exemption	$267,527 (+6.9%) Land $81,783 Building $185,744	$267,527 (+3.38%) Land $81,783 Building $185,744
2025	$2,025.00 (+6.8%) Homeowner's exemption Additional exemption filed	$250,255 Land $73,035 Building $185,744	$258,779 Land $73,035 Building $185,744
2024	$1,896.00
2023		$206,823 Land $81,780 Building $198,075	$279,855 Land $81,780 Building $198,075
2022	$2,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 863 Co Rd 162 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1990–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 Co Rd 162 is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 75% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: T-Mobile.

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