863 Charles St, Crete, IL 60417 Property Records

Will County property record for 863 Charles St, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,822 sqft · built 1978
Lot Size	0.39 acres (16,830 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2022)
Tax Bill	$7,559 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-02-301-002`

Property Details

APN / Parcel Number

Primary APN	`23-15-02-301-002`
Alternative APN	`15023010020000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,822 sqft Living Area
Basement Area	594 sqft
Unfinished Basement	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Lot Area	16,830 sqft (0.39 acres)
Garage Type	Attached
Garage Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	863 CHARLES ST
City	CRETE
State	IL
Zip	60417-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 IN LINCOLNSHIRE EAST UNIT 2, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 2, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	02
Legal Subdivision	LINCOLNSHIRE EAST UNIT 2
Legal Lot Number	67
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2013
Census Tract	883810

Owner

863 Charles St is owned and occupied by an individual who bought it in May 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	863 CHARLES ST, CRETE, IL 60417-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage JACKSONVILLE SAVINGS BANK
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Nov 8, 2007
Deed Document Number	202238961
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	863 CHARLES ST, CRETE, IL 60417-1506
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072644
Date	Oct 15, 2018
Instrument	R2018072644

Lender

Name	JACKSONVILLE SAVINGS BANK
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	12.5%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 17, 2022
Property Address	863 CHARLES ST, CRETE, IL 60417-1506
Document Number	0000038961
Map Reference	DOC R77-9904
Instrument Date	May 3, 2022
Instrument	R2022038961
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	863 CHARLES ST, 863, CRETE, IL 60417-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 DOGWOOD ST, PARK FOREST, IL 60466-1824

Mortgage

Document Number	0000038962
Date	May 17, 2022
Instrument	R2022038962

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 26, 2018
Property Address	863 CHARLES ST, CRETE, IL 60417-1506
Document Number	0000013297
Instrument Date	Dec 29, 2017
Instrument	13297
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 72906 ROSELLE IL 601720906, ROSELLE, IL 60172-0906

Tax Assessment & Valuation

The 2025 property tax bill for 863 Charles St was $7,559.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,559.00	$82,144 (+5.5%) Land $21,533 Building $60,611	$246,432 (+5.5%) Land $64,599 Building $181,833
2024		$77,861 Land $20,410 Building $57,451	$233,583 Land $61,230 Building $172,353
2022	$7,233.00	$61,789 Land $16,197 Building $45,592	$185,367 Land $48,591 Building $136,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 863 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 863 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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