863 Canal St, Delaware, OH 43015 Property Records

Delaware County property record for 863 Canal St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,720 sqft · built 2012
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Nov 2019)
Tax Bill	$5,223 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-330-09-008-000`

Property Details

APN / Parcel Number

Primary APN	`519-330-09-008-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	720 sqft
Upper Floors Area	1,000 sqft
Basement Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	7,579 sqft (0.174 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	863 CANAL ST
City	DELAWARE
State	OH
Zip	43015-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10562 CARSON FARMS SEC 5 PH 2 PT 2
Legal Subdivision	CARSON FARMS SEC 5 PH 2 PT 2
Legal Lot Number	10562
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1007
Census Tract	10520

Owner

863 Canal St is owned and occupied by two individuals who bought it in November 2019.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	863 CANAL ST, DELAWARE, OH 43015-4339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONDA FCU
Oct 23, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 19, 2019	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Prior Sale	Oct 5, 2012 · Amount on File
Deed Document Number	201933535
Deed Book / Page	1681 / 1256
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	863 CANAL ST, DELAWARE, OH 43015-4339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009170
Date	May 9, 2024
Book Page	2089/2208
Instrument	202400009170

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 15, 2044

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	863 CANAL ST, DELAWARE, OH 43015-4339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042485
Date	Oct 23, 2020
Book Page	1784/2759
Instrument	202000042485

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 19, 2019
Property Address	863 CANAL ST, DELAWARE, OH 43015-4339
Document Number	0000033535
Book / Page	1681 / 1256
Map Reference	CAB 4 SL 20
Instrument Date	Nov 19, 2019
Instrument	201900033535
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	LAWYERS TITLE AGENCY OF DE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000033536
Date	Nov 19, 2019
Instrument	201900033536

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 863 Canal St was $5,223, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,223.00 (+5.37%)	$105,000 (-) Land $19,600 Building $85,400	$300,000 Land $56,000 Building $244,000
2024	$4,957.00 (-0.18%) Homeowner's exemption	$105,000 (-) Land $19,600 Building $85,400
2023	$4,966.00 Homeowner's exemption	$105,000 Land $19,600 Building $85,400	$300,000 Land $56,000 Building $244,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 863 Canal St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 863 Canal St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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