863 Bewick Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 863 Bewick Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,381 sqft · built 2022
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$717,500 (Nov 2022)
Tax Bill	$11,411 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`192-150-540-000`

Property Details

APN / Parcel Number

Primary APN	`192-150-540-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,381 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	863 BEWICK DR
City	LATHROP
State	CA
Zip	95330-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 235 STANFORD CROSSING PHASE 1B-1 4017
Legal Lot Number	235
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3034
Census Tract	5119

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	863 BEWICK DR, LATHROP, CA 95330-8042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK
Nov 15, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	0000129139
Last Transfer Date	Apr 14, 2023
Transfer Doc	0000028803
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2023
Property Address	863 BEWICK DR, LATHROP, CA 95330-8042
Document Number	0000028803
Map Reference	MB 43 PG 155
Instrument Date	Apr 5, 2023
Instrument	2023-028803
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	863 BEWICK DR, LATHROP, CA 95330-8042

Mortgage

Document Number	0000028804
Date	Apr 14, 2023
Instrument	2023-028804

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 15, 2022
Property Address	863 BEWICK DR, LATHROP, CA 95330-8042
Document Number	0000129139
Map Reference	MB 43 PG 155
Instrument Date	Nov 2, 2022
Instrument	2022-129139
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	863 BEWICK DR, LATHROP, CA 95330-8042

Mortgage

Document Number	0000129140
Date	Nov 15, 2022
Instrument	2022-129140

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Type Change Date	Dec 1, 2027
Change Frequency	6 Months
Min Rate At Change	9.75%
Max Rate At Change	11.7%
Index	Other
Max Rate	14.7%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,411.00 (+4.14%) Homeowner's exemption	$746,162 (+4.04%) Land $140,454 Building $605,708
2023	$10,957.00 (+149.31%) Homeowner's exemption	$717,189 Land $135,000 Building $582,189
2022	$4,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
UnWired Broadband Holding Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zinnia Networks.

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