Collier County property record for 863 20th St SE, Naples, FL 34117
| Property Type | Single Family Home |
|---|---|
| Details | 3,324 sqft · built 2017 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,777 (Apr 2015) |
| Tax Bill | $7,023 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 342700 78 14C12 |
| Primary APN | 342700 78 14C12 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,324 sqft Living Area |
| 1st Floor Area | 3,324 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 98,881 sqft |
| Pool Area | 364 sqft |
| Deck Area | 198 sqft |
| Street Address | 863 20TH ST SE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34117-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 51 N 150FT OF TR 78 |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 12 |
| Legal Subdivision | GOLDEN GATE EST UNIT 51 |
| Legal Tract | 78 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Legal Unit | 51 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10426 |
863 20th St SE is owned and occupied by an individual who bought it in April 2015.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 863 20TH ST SE, NAPLES, FL 34117-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2015 · Amount on File |
| Deed Sale | Apr 2, 2015 · Amount on File |
| Prior Sale | Mar 1, 2015 · Amount on File |
| Deed Document Number | 20155102459 |
| Deed Book / Page | 5135 / 1720 |
| Prior Transfer Date | Sep 27, 2001 |
| Prior Transfer Doc | 2960000364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 863 20TH ST SE, NAPLES, FL 34117-9434 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 863 20TH ST SE, NAPLES, FL 34117-9434 |
| Document Number | 0059253138 |
|---|---|
| Date | Apr 11, 2021 |
| Book Page | 5925/3138 |
| Instrument | 6036160 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 863 20th St SE was $7,023 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702,389 (+2.7%) | $896,927 (+1.58%) Land $115,770 Building $781,157 | |
| 2025 | $7,023.00 Homeowner's exemption | $683,923 | $882,965 Land $115,770 Building $767,195 |
| 2023 | $6,495.00 (-2.51%) Homeowner's exemption | $645,289 (+3%) | $1,003,611 (+3.93%) Land $111,230 Building $892,381 |
| 2022 | $6,662.00 Homeowner's exemption | $626,494 | $965,618 Land $126,326 Building $839,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 863 20th St SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 256 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 264 units insured incl. 8 condo units |
| Nearby Flood Claims | 4 (2017–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 863 20th St SE is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Streamline Internet Fixed Wireless | 450 / 80 |
5G and 4G LTE (outdoors only)
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