86299 S 4770 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 86299 S 4770 Rd, Stilwell, OK 74960

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,880 sqft · built 1986
Lot Size	44 acres (1,918,382 sqft)
Owner	2 Individual Names on File
Tax Bill	$724 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-22-015-026-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0000-22-015-026-0-001-00`
Alternative APN	`3225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	1,918,382 sqft (44 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	92 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3225
Street Address	86299 S 4770 RD
City	STILWELL
State	OK
Zip	74960-4096
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	IP
Legal Description	SE NE & NE SW NE, LESS 1 AC OUT OF N2 SE NE TO NATHANIEL E KESTER, LESS 4.96 AC TO ANDREW WORKMAN PARCEL # 21
Legal Range	26E
Legal Township	15N
Legal Section	22
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	4
Census Block	4029
Census Tract	377000

Owner

86299 S 4770 Rd, a rural home, is owned and occupied by two individuals who acquired it in February 2021.

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	86299 S 4770 RD, STILWELL, OK 74960-4096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2021
Transfer Doc	576/904
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Feb 18, 2021
Property Address	86299 S 4770 RD, STILWELL, OK 74960-4096
Document Number	576/904
Book / Page	576 / 904
Instrument Date	Feb 5, 2021
Instrument	2021-000538
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	ADAIR COUNTY ABSTRACT AND TITLE LLC, ADAIR COUNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86299 S 4770 RD, STILWELL, OK 74960-4096

Mortgage

Document Number	2021000539
Date	Feb 18, 2021
Instrument	2021-000539

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 86299 S 4770 Rd was $724 with a homeowner's exemption, up 3.3% from the year before.

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,302 (+3%) Land $1,761 Building $9,541	$94,186 (-40.72%) Land $14,675 Building $79,511
2025	$724.00 (+3.28%) Homeowner's exemption	$10,973 (+2.99%) Land $1,761 Building $9,212	$158,873 (-9.46%) Land $14,675 Building $144,198
2024	$701.00 (+3.39%) Homeowner's exemption	$10,654 (+3.01%) Land $1,761 Building $8,893	$175,467 (+103.57%) Land $14,675 Building $160,792
2023	$678.00 Homeowner's exemption	$10,343 Land $1,761 Building $8,582	$86,195 Land $14,675 Building $71,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86299 S 4770 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86299 S 4770 Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 72% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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